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How to decide my bank name city and state if filling out a form, if the bank is a national bank?Somewhere on that form should be a blank for routing number and account number. Those are available from your check and/or your bank statements. If you can't find them, call the bank and ask or go by their office for help with the form. As long as those numbers are entered correctly, any error you make in spelling, location or naming should not influence the eventual deposit into your proper account.
How can Americans get out of debt?A nation as a whole is harder to tackle than individual families (one at a time). The first step dealing with any problem is admitting that there is a problem.Until this happens, people will continue to believe that there is nothing to be fixed and won't be open for change.Once they have admitted that there is a problem, and the kind of problem that they can't fix on their own, only then can they seek help. The issue with finances is that not everyone is in financial matters. It's not a knowledge we are born with, it's not a knowledge that we actively seek (unless confronted with a disaster) and it's not a casual read before bedtime.People who know about finances - and by that I don't mean the sales people who paddle products for their own commissions - are few and difficult to get to. To start, there is no source for this information which will accommodate all the cases and all the lifestyles and all the scenarios.And each of these will require the finance person's time, which is not free - and something that not many can afford. The next step is getting advice.This is the easiest part, actually: getting all income, all expenses, coming up with a real plan on solving the deficit and streamlining things going forward.100% of this advice will be plain common sense.Money is not a magical creature, it's physics, if you will: money does not appear our of nowhere and it does not vanish into the abyss. So, it's very very easy to handle, once a person learns how to do that. And then the hard work begins, and there is no default success embedded into this.The hard work is about making changes, suppressing egos, reducing possessions or killing habits, and basically reforming self (and one's mindset) to be like that finance person.And no, it will not be easy. It will be hard, very hard, and many people will give up on this endeavor.This, in turn, will require meaningful support and follow-up, which is something we, as a country, don't have in place.The second sentence of my response should have evoked a correlation between the financial binging (debt) and other binging types (be it cigarettes or alcohol or food or many others).Yes, we can treat it as an addiction and it needs constant care until the person is truly reformed and can stay the course. Old habits - substances, spending, eating - are hard to break, and in the moment of crisis or a moment of weakness, old habits will come roaring back. So, the change would be temporary without being given a chance to succeed. So, how do we get out of debt? We get someone who's an expert in this area to assist with the plan and steps/changes; and then we get on with it.Whether or not many will signNow that goal successfully, that's a whole another story.
How difficult is it to get into Georgia Tech?Georgia Tech is a very good school (tier 1) but not super elite. It is a state school. I never applied. Their 25th percentile ACT is 29 and 75th is 33.My son applied. He was not a state resident but they offered him a free education (Room board books, tuition and fees). He is an outlier as a person. He comes off as goofy boy with perfect GPA, Perfect SAT subject test scores, Perfect ACT’s and huge numbers and depth of extra-curricular activities he was accepted everywhere and went to….MIT.So it is difficult, but a slightly larger school than the super elite schools with about 14,xxx undergraduates. 41% are admitted. It is rated as one of the 10 best PUBLIC schools in the US and #36 by US News.If international expect zero aid (it is a public school). If from Georgia it can be a great deal.
How can the United States get out of debt? Does it need to?It can be done, but it would be a highly irresponsible thing to do. In most introductory undergrad, even high school, level econ classes the concept of debt is taught. Basically, debt is the choice of consuming now vs. consuming in the future. This is good if you are going to INVEST the debt into something that will give you a higher return than the interest (e.g. education, roads, etc.). Would you rather go to college while young, get a higher paying job today, pay it over time while you live there or would you rather save all your life, go to college in your 50s and only enjoy your higher income for the latter part of your life? In the case of a country, sometimes it makes sense to incur debt in order to finance ordinary expenditures. This is because of the multiplier effect. Basically, you can create a virtuous cycle by giving people money, who in turn spend it on things, which in turn creates aggregate demand, with inflation as the main drawback (but heck this makes your debt even cheaper). It's a little more complicated, but that is basically how a fiscal stimulus works. There are other reasons why US debt is a good thing. One of the main ones is that it gives the market a risk-free asset. Not only is this a good asset class for investors to have access to, but it also facilitates asset pricing for other riskier assets. US debt also provides the FED with a tool to manage money supply. These are just a couple of examples from the top of my head. Please don't listen to people who advocate for a zero-deficit or for a constitutional amendment requiring a balance budget. Most of them are economically illiterate at best, demagogues or conspiracy theorists at worst. As an economist, one of the analogies that annoys me the most is when people compare the US to a household. The US does not face death, it's long term income growth is positive, and the US can print the currency in which issues its debt. Households have a limited life-span, your signNow your peak earning potential in your 40s, and you do not control the face value of the dollar. These things make a huge difference.
How can I fill out Google's intern host matching form to optimize my chances of receiving a match?I was selected for a summer internship 2016.I tried to be very open while filling the preference form: I choose many products as my favorite products and I said I'm open about the team I want to join.I even was very open in the location and start date to get host matching interviews (I negotiated the start date in the interview until both me and my host were happy.) You could ask your recruiter to review your form (there are very cool and could help you a lot since they have a bigger experience).Do a search on the potential team.Before the interviews, try to find smart question that you are going to ask for the potential host (do a search on the team to find nice and deep questions to impress your host). Prepare well your resume.You are very likely not going to get algorithm/data structure questions like in the first round. It's going to be just some friendly chat if you are lucky. If your potential team is working on something like machine learning, expect that they are going to ask you questions about machine learning, courses related to machine learning you have and relevant experience (projects, internship). Of course you have to study that before the interview. Take as long time as you need if you feel rusty. It takes some time to get ready for the host matching (it's less than the technical interview) but it's worth it of course.
How would it play out if part of a state tried to secede to form another state of the Union?Article 4, Section 3 of the Constitution states:New States may be admitted by the Congress into this Union; but no new State shall be formed or erected within the Jurisdiction of any other State; nor any State be formed by the Junction of two or more States, or Parts of States, without the Consent of the Legislatures of the States concerned as well as of the Congress.This is really not feasible without direct assent from the state being separated from. Both Maine and Kentucky split based on the assent of Massachusetts and Virginia under the Constitution.West Virginia was a wartime ploy, an act that held up due to the acceptance as fact that enough representatives of the state of Virginia showed up at the Wheeling Conventions to justify a state legislature. Lincoln and Congress accepted it, and in 1863, West Virginia was accepted as a state separate from Virginia. In peacetime, this arrangement would never have worked.To get the obstinate California legislature to go along with the notion of several of their prosperous counties just leave is just impossible.