Ea 741 E 2002-2025 Form

Payoff.com is a social finance platform enabling communities to fulfill their individual and collective dreams. We launched public beta in January 2011 and have collected 1,000+ dreams, of which over 90% are related to money. Payoff helps people fund their dreams and signNow their goals, like saving for a house or vacation, adopting a child, paying off credit cards, and starting a business, in addition to connecting them with other people working towards the same things. The current product enables users to share their dreams, set up goals, link and track financial accounts, earn badges, and receive cash Sur-Prizes for progress. We provide tools from top-quality partners, as well as educational content to help move users to action and success. Ultimately, we provide a more intuitive way for users to understand how they are spending their life -- it’s not about the dollars, but it’s about the positive use of money, time, talent, and charity. We aim to own dreams and achievement on the web.  Payoff will create meaningful social connections and dialogue through dreams, goals, implicit communities based on personal transactions (the “real-life check-in”), and our partners.  In addition, our relevance and recommendation engine is guided by a Science Advisory Board, with leaders from Cal-Tech, USC, and Northwestern. We recognize that achievement and financial behavior, like most decisions, is driven by emotions, not budgets and lists, and we are signNowing people in this emotional space. One user told us, “I feel more encouragement from these badges than I think you will ever know.  I'm not the most emotional person but I have been so poor for most of my adult life trying to get through school that the day  [the] "STASH" badge was awarded to me I cried!” Payoff is founded by Scott Saunders (Walz Group, Inc 500) and Eden Warner (pre-revenue to profitability CFO at Fandango), along with folks from Yahoo! and SpotRunner. You can view a video about us at and contact us at scott@payoff.com. Also, check out what folks are saying: AOL WalletPop: http://www.walletpop.com/2011/01...Business Insider: http://www.businessinsider.com/p...U.S. News Money: http://money.usnews.com/money/bl...

When I was twelve, my dad died. I have five siblings and we ranged at the time from seven years old to eighteen. The eldest was leaving for college that week, but came back and spent the year at home at my mom's request.Before Dad had been dead a whole month, my mom started sort-of dating a sort-of homeless guy (he had been homeless and then was living in an RV on someone's property as their caretaker) my family had helped before (we volunteered for years prior to this at the local homeless shelter).A month. Our father had died of unexpected of complications from heart attacks just a month prior. We four youngest didn't know what was going on at first and she didn't let our older two siblings know. All we knew was that almost every night mom would have us get in the van, and she'd be in her pajamas and robe, and we'd drive down to his place and she'd send us to go play in the yard while she "said goodnight" and "ministered" to him.Eventually she'd come out with a shit-eating smirk, load us up in the van and drive back home.Less than two months after that she moved him into the house and started claiming they were married to everyone. (They weren't.)Why this was so incredibly selfish was because we weren't allowed to grieve anymore after that. We all had to be happy because mom had a new boyfriend-then-husband, and we all felt like we couldn't even talk about Dad anymore. Mom still talked about him but only to force our good behavior, ie: "You are all such terrible children! Your father wanted you to be raised this way and I've sacrificed so much for you...!" He wasn't even a good stepdad. He could have been worse, sure, but he'd fight with mom then storm out of the house and she'd blame it on us.Less than six months after my dad died he and my mom went on a drive and left me to change a curtain rod. I was still twelve and very small for my age, and I couldn't signNow the curtain rod. I tried, hard, but I kept falling off the back of the couch. They got back and saw that I hadn't done it, so the step-dad kept saying to me "Hah, I knew you were useless." while laughing and repeating it over and over like it was hilarious. I lost my temper and said "You're just a fat old man!" (he was 13 years older than my mom so he seemed quite elderly to me.) He, in front of my mother who had been laughing at his denigration of my handyman attempts, grabbed me, shook me hard, and screamed in my face "You stupid little b***ch!" and stormed out of the house.Mom then spanked me for trying to ruin her marriage.I just wanted my dad back, but I couldn't even say that because what if it made the step-dad feel bad?

Keep in mind, I'm only talking about setting yourself up to do business: I'm not talking about writing a business plan (although if that's what you want to doThe goal is to get off square one and get on to the fun stuff.Here's how:1. Get over the company-name thing.Many people agonize endlessly over dreaming up the perfect company name. Don't. If you're waiting until you come up with the perfect name, you're also waiting to start making money.Instead, at least for now, forget branding and unique selling propositions and all the business-identity stuff. And don't worry about finding the perfect URL or website design or promotional literature. You're putting those carts way before your business horse, too.Just pick a name so you can get the administrative ball rolling.Remember, your business can operate under a different name than your company name. (A "doing business as" form takes minutes to complete.) And you can change your company name later, if you like.2. Get your Employer Identification number (EIN).An EIN is the federal tax number used to identify your business. You don't need an EIN unless you will have employees or plan to form a partnership, LLC, or corporation.But even if you don't need an EIN, get one anyway: It's free, takes minutes, and you can keep your Social Security number private and reduce the chance of identity theft, because if you don't have an EIN, your SSN identifies your business for tax purposes.Note: If you're using an online legal service to set up an LLC or corporation, don't use it to get your EIN. Instead, apply online at the IRS website. You'll have your EIN in minutes.Now it's time to head to your locality's administrative offices.3. Register your trade name.If you won't operate under your own name, your locality may require you to register a trade name. In most cases, you'll get approved on the spot.4. Get your business license.Your county or city will require a business license. The form takes minutes to fill out. Use your EIN instead of your Social Security number to identify your business (for privacy reasons if nothing else).5. Complete a business personal-property tax form (if necessary).Businesses are taxed on "personal" property, just like individuals. Where I live, no form is required for the year the business is established.If you are required to file a business personal-property tax form and you plan to work from home using computers, tools, etc., that you already own, you won't need to list those items.If you purchase tangible personal property during your first year in business, you will list those items when you file your business personal-property tax form the following year.6. Ask your locality about other permits.Every locality has different requirements. In my area, for example, a "home occupation permit" is required to verify that a business based in a home meets zoning requirements.Your locality may require other permits. Ask. They'll tell you.7. Get a certificate of resale (if necessary).A certificate of resale, also known as a seller's permit, allows you to collect state sales tax on products sold. (There is no sales tax on services.)If you will sell products, you need a seller's permit. Your state department of taxation's website has complete details, forms, etc., if you decide to apply online, but most localities have forms you can complete while you're at their administrative offices.8. Get a business bank account.One of the easiest ways to screw up your business accounting and possibly run afoul of the IRS is to commingle personal and business funds (and transactions). Using a business account for all business transactions eliminates that possibility.Get a business account using your business name and EIN, and only use that account for all business-related deposits, withdrawals, and transactions.Pick a bank or credit union that is convenient. Check out your local credit unions; often they provide better deals than banks.9. Set up a simple accounting spreadsheet.Worry about business accounting software like QuickBooks later. For now, just create a spreadsheet on which you can enter money you spend and money you receive.Bookkeeping is simple, at least at first. All you need are Revenue and Expenses columns; you can add line items as you go.Instead of spending hours playing with accounting software, dreaming up potential expense and income categories, and creating fancy reports with no data, spend that time generating revenue. As long as you record everything you do now, creating a more formal system later will be fairly easy. It will also be more fun, because then you'll have real data to enter.And now you're an entrepreneur, with all the documents to prove itAny queries related to this, connect us at Wazzeer - Smart Platform for Legal, Accounting & Compliance services.Related topics:Startups working their way to build a Travel Agency Product - Wazzeer BlogStarting up in 2018? Plan to bag the Startup India incentive - Wazzeer Bloghttps://www.wazzeer.com/blog/sta...

As many of you know, I was homeless when I was younger. Life on the streets is hard, harder than you can possibly imagine.The first night was terrifying. I knew I was going to die. I knew I was going to get stabbed by other homeless people for my boots and sleeping bag, and God forbid they discover I had £38 in cash, they would probably slit my throat for that. I was going to get AIDS and I was going to die. It was a certainty.The first time I came across a group of homeless people that night was when I tried to find a place to sleep in an abandoned building. One happened to see me trying to climb through a broken window and told me it was a bad idea. That's where the prostitutes took their punters, and where the local heroin dealers plied their trade. I had no idea about any of this stuff, so I was glad of the advice.The person who told me to stay away from that building told me he and a few other homeless guys had a place in the park nearby and I could come along if I wanted. I knew the park and knew it was open on all sides, so I could get away if anything went sideways, so figured I had nothing to lose.Those guys asked me what happened to make me homeless. I told them exactly what my landlord did. I think they took pity on me as they could see I was scared, and let me know what to expect. I discovered how to apply for council housing, where the nearest soup van was and how often it turned up. They told me where I could find food and some of the things they found useful to survive. They were really nice people, and that surprised me. I didn't feel threatened in their presence, but wasn't ready to stay with them.Let me tell you, that first night was petrifying. Every noise was a threat. Every shadow a murderer. It was the start of the coldest winter on UK record at that time and believe me, I felt every bit of it. I was alone in the world. I was cold and I was scared. I'm not ashamed to admit I cried my eyes out that night and didn't sleep a single second. It was the longest night of my life.Early the next morning I got out of my sleeping bag and packed it away. I had a steely determination to sort everything out. I had been told what to do, I was intelligent and I could figure this out. I wasn't going to to spend another night on the riverbank.Number one on my list was to get a council flat. All I had to do was visit the housing office, declare myself homeless and sign some forms. Surely they could understand that I was young, naïve and desperately vulnerable. It should be enough to get me to the top of the list, or at least into emergency accommodation. Well first I had to find the housing office. I never needed to go there before so I had no idea where it was. Luckily there is a council advice centre in the local shopping centre. I went there, made a quick enquiry and walked to the next town to start the process of getting myself somewhere else to live.I decided on my way there I was going to speak to the police after I had finished at the housing office. I knew they couldn't do anything about the illegal eviction as it was a civil matter, but they would be able to punish my landlord and his mate for threatening me with extreme violence if I didn't leave immediately.I got to the housing office around mid afternoon. It took me a while to find it as I hadn't really been to the next town over much before. Walking in, I took a ticket from the machine on the front desk and waited my turn. I was called up to a private booth within a few hours. I didn't mind the wait as I knew I would get some keys at the end of it.The housing officer asked me loads of questions and gave me stacks of forms to fill out. It took ages. Eventually I was called back to a booth where a different officer looked over everything. He asked me why I left my previous home. I gave him all the details. All he was interested in was that I had left voluntarily. If you make yourself intentionally homeless, regardless of the circumstance, you go straight to the bottom of the list. I tried to plead with him and told him exactly what my landlord said, and how he acted. This guy was huge. Six foot four of bad tempered agressive muscle. I was a 9.5 stone weakling. I am not exaggerating when I say that one punch from this man could easily have killed me. The housing officer didn't care about that. All he kept telling me was that what I was alleging to have happened was illegal and landlords can't evict people without notice, so obviously I had done something wrong to warrant it. I hadn't. I rarely ever spoke to my landlord, and had been paying my rent in full, on time every month. I had never been so much as a day late.I asked to speak to another housing officer as I knew I wasn't getting anywhere with this one. A woman came and sat in front of me and asked me all the same questions, but seemed more willing to listen to me. She said there were other criteria for immediate assistance I might meet so reeled off a few more questions. Was I a drug addict seeking rehab? No. Was I dependent on alcohol? No. Was I disabled or mentally ill? No. Was I an ex offender? No. I didn't fit any profile which mattered. The council had discharged their duty of care by adding me to the waiting list and there was nothing else I could do.Dejected, but more determined than ever to get revenge on my landlord for what he did, I went to the police station next. I told a constable what has transpired and that I wanted to press charges. He didn't care either. The threats, whilst illegal, came down to his word against mine. He was a successful landlord who had evicted me for some reason, I was a homeless guy with a grudge. It was obvious the police were not taking my side and I was wasting my time.I went back to the riverbank.The next morning I met up with the guys from the park. I told them what had happened and they said they weren't surprised. I asked for some more advice. I don't remember what they told me, but I do remember it didn't help.I picked up a free newspaper from one of the stands in the town on my way back from the park to the riverbank. It mentioned that the winter shelter was reopening soon and gave it's address. I was there the day it opened but was already too late, all the rooms were gone. I went there every day for 2 weeks trying to get a room, and eventually got lucky. They had a zero tolerance policy towards drugs and one of the residents had been caught with syringes. He was being kicked out as I arrived. I took his room and stayed there for a week before I was evicted for some made up reason I don't remember.I went back to my friends in the park, but none of them believed I had gotten a room there as they were so difficult to get.A few weeks later, one of the big hospitals in my town closed down for a complete refurbishment. I saw it as a way to move off of the riverbank to somewhere inside. I scoped out the hospital and decided against trying to to sleep inside the main building as I could be found by the workmen and thrown off site. I looked at the external lab buildings but they were either being demolished or had big alarm boxes on the outside. Eventually, at the very far end of the site, I saw what was to become my home for the next several months. It was an abandoned brick shed. It was full to the ceiling with empty cardboard boxes, but best of all, the door could be secured from the inside. I had a roof over my head, it was dry and it was lockable. I made a tunnel through the boxes to the wall furthest from the door and made a little den. There was just enough room for me to sit up in one direction, and lie flat in another. If I was quiet, no one would know I was there.I needed to make it comfortable. I used several thick cardboard boxes to insulate me from the bare concrete base, and took a load of hospital bedding out of a skip on site one evening when the workers had gone home. Piled on top of the cardboard, it was quite comfortable. I already had a sleeping bag, so I slept on top of the sheets in that.That shed probably saved my life.I mentioned the soup kitchen van which came once or twice a week. Well sometimes it didn't come at all. I was already eating out of bins, but I needed that soup as it was the only warm food I could get. Eventually it's funding must have dried up as it stopped coming to altogether. I had also been careless in allowing myself to be seen taking food out of a bin at the back of a bakery, and the bin was locked away. That was the end of the food. I didn't eat for nearly 2 weeks.Something people don't tell you about real hunger is the pain. Being hungry hurts. Being hungry can make you hallucinate. You can die of hunger with a full meal in front of you as you are too weak to eat it. I came very close to starving to death.Someone told me the salvation army give out food, all you have to do is ask. I made my way to the nearest Sally army church and waited until the service was over before asking to see the vicar. He took me to the kitchen and filled a carrier bag with food. I was too dilerious to notice he had given me a frozen loaf of bread and a load of tins I couldn't open as I didn't have a can opener. What it did have was some fruit, a few slices of ham and some biscuits. That carrier bag of food lasted 3 weeks.I was having a conversation with one of the other homeless guys I knew and he told me that the council didn't just offer their own properties, they offered a service to private landlords too. This was later confirmed in a story in one of the free local newspapers, which also mentioned that the council didn't take all the properties offered, despite having a deficit, as they didn't consider some of the accomodation to be suitable. I suddenly had a new mission.I started waking up early, so I could make my way to the housing office and be first in line every day. I stayed there all day,every day for several weeks until I had a lucky break. A middle aged lady came in and I heard her say to the person on the front desk she had some bedsits to offer. They ended up not being suitable, but while she was waiting I struck up a conversation with her. I told her why I was there and what happened to make me homeless. I persuaded her to give me a chance and we filled out the housing benefit forms there and then. She gave me a lift to her bedsits and showed me inside.As I now had an address, on the way to the bedsits we stopped at the benefits agency so I could register for income support. It would be a few days until I received my first payment.As I had not taken off my clothes in many months, I was desperate for a bath. I had to wait a few days as there was no way I was putting my dirty clothes on again. I slept on the floor as I didn't want to get the bed dirty.Once my first payment arrived, I went shopping. I bought fresh socks and pants, a new pair of jeans and a new t-shirt. I also bought the cheapest shampoo and toothpaste they had. I went home, sat in that bath for hours and fell asleep in a warm, comfortable bed for the first time in months. The next morning I put on my fresh clothes and haven't looked back since.

To collect data on you in case they want to sue you and enforce a judgment.If the management co is required to pay inerest on security deposits then they need to account to ou for that interest income.If you are in a coop or condo they may apportion tax benefits or capital costs to you for tax purposes.

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

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