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hi this is Kevin Everett from mortgage advisory group you have recently received disclosures via your email that was sent on a secure link that you'll have to open the link create an account creating a password and the password is generally going to be the address for the property you're going to buy or the home that you're refinancing so that will be how you set it up in order to access the documents then you'll print out the documents and that brings us to where we are now now the one I'm going to go through with you first is the USDA rural program for a purchase the first page of this form is the uniform residential loan application you'll be signed in at the top both borrower and co-borrower there's no date required and this will give you all the numbers make sure everything's correct make sure your address is right near Social Security date of birth all that good information there now you may notice two on your loan amount as we go through this loan if your purchase is one hundred

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