Get And Sign Form 1436 2004-2021
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FAQs standard form 1436
When I fill out a loan application form at a bank, how does the bank know if I am lying about my total assets and liabilities?Your credit report has more than the score, because part of what makes up you score is the amount of liabilities and how they are handled. Liabilities that will show areCar payments and balanceCredit cardsDepartment store cardsStudent loansChild support/alimony Judgements And many more.For assetsBank statementsBrokerage accounts401k statements etc.If an applicant is sufficiently strong (20% down-payment and a few months mortgage payments reserved) then all assets are usually not verified.But as a mortgage broker I've even used a car and boat title to boost an otherwise shaky application.
Does it cost money to fill out a form to send money to a military person on active duty overseas?No, scammers will try to tell you it costs money for everything pertaining to the military but it does not.
Which form number has to be filled out for EPF full and final settlement for less than 5 years of service?Hi,You can submit Form 19 for full EPF withdrawal claim.Form 10c is for EPS withdrawal.Kindly note that EPF final settlement for less than 5 years of service is subject to taxes. Such EPF claim is a taxable income.You may go through below articles for more details;Online EPF Claim submission : Process Flow & Eligibility ConditionsEPF Interest Income & Withdrawals | Tax Implications | Is EPF Interest taxable?EPF Withdrawals : New Provisions & Rules related to TDS
Which ITR form needs to be filled out if your total income depends on share trading only?The answer would depend on whether share trading is your ‘business’.There has been lots of litigation and plethora of judicial precedents which lay down guidance on when share trading can be considered as a business and when it can be considered as capital gains (if it is your business, you can claim all geniune expenses against the income - precisely, this is also the reason why tax authorities want you to consider it as capital gains).Answer-If you consider it as capital gains - ITR 2If it is your business - ITR 3.The next part is whether you also have speculation gains/ losses (intra-day trading). This is typically considered as a business activity and you will have to file ITR 3. Disclosure would be as follows (assuming normal share trading is treated as capital gains):Income from intra-day - Business income;Income from share trading - Capital gains.
Do I still need to provide a web design proposal while I’m asking my clients to fill out a brief detailed design form on my website?Yes and no. The internet is full of unscrupulous people who will get you to write their RFP for them. If you write a beautiful proposal to a company it’s not at all unheard of for them to turn your proposal into an RFP for that scope of work and shop around for someone else to do it cheaper. You’ve taken the time and effort to do an analysis of their needs and write a detailed scope of work and now they’re using your labor and effort for free.If your client is someone you’ve met face to face I would NOT give them a detailed proposal in digital format. Instead add the entire scope of work to your contract and and give them a hard copy of the contract face to face when you close the deal. It’s a lot more work and obviously theft of IP if they start retyping your document and many people will hesitate at this point and possibly give you the project. If you’re too accommodating you’ll definitely get ripped off in this business. I spent about $4–5,000 in wages putting together an analysis and scope of work for a massive project that I had been assured was mine (about a $4–500k project). They took my RFP broke down into stages and hired a much less capable company to do the first stage of the work. Eventually the project stalled and they had to do something else, but I had already lost the contract and the money spent putting together the analysis. I should have charged them for the analysis but I was operating under the assumption the project was mine (because I had been verbally assured this was the case). Never again.If you’re meeting them only online, ask them to tell you what they want (you answer their RFP) or pay you to do an analysis of their needs. Otherwise they’ll just pick your brain and take your ideas for free.