How do I file a workers compensation claim?
There are three easy steps to filing a workers comp claim.First, report the injury to your manager or employer.Second, fill out a claim form and submit it to the HR or the office that transacts with your company’s insurer.Third, make sure the claim is filed as soon as possible with the insurance company.In claiming workers comp benefits, it’s important to be quick and to act with urgency. That way you’ll get immediate medical attention and avoid other complications to your health that may arise from the injury.Being quick also means meeting the deadline set for the filing of claims after the accident has happened. That limit is specified in the workers’ comp insurance policy that your company has. Every worker should be aware of the contents of his/her employer’s insurance policy, as well as state laws on workers comp.I also advise that you keep copies of all the documents pertaining to your claim, including the injury report that you’ll submit to your employer and the claim form that will be given to the insurer. Make copies of these documents and other papers like medical certificates that may come in handy in case something goes wrong with your injury claim.
What do Liberals/Democrats want to see happen to guns? What laws/restrictions do they want passed and why?
I am a liberal. I voted for Dukakis, for God’s sake. I am so far left that Bernie Sanders does not go far enough.Image: USNewsI don’t need to restrict firearms. There are tens of millions of other liberals to ask for that. I would like to see:National reciprocity for concealed carry permits. Wait for Heller to be overturned or a new Amendment for a rebuttal. Meanwhile, Heller should be enforced as surely as gay marriage, women’s suffrage and abolition of Black slavery.Allow private sellers access to the National Instant Criminal Background Check System (NICS). You want to require background checks for all firearms sales, including private face-to-face? Then individuals need free access to NICS like licensed dealers and law enforcement have. People should have this choice available to them already.Prosecute those who lie on background screenings. “In almost every case, these people can be prosecuted” (Politifact), but only 0.055% prosecution rate for those who fail. What’s the purpose of screening for prohibited persons such as convicted felons, if those prohibited persons are not prosecuted for breaking federal or state law by lying on forms? In my state, applicants must pay for their own federal background check and fingerprint check and registry. They shouldn’t.Uphold the thousands of existing gun laws against criminals, instead of penalizing law abiding citizens with new ones. If a violent felon is convicted to 15 years for illegal possession of a firearm, why are they now out to commit more crimes? (FAMM - Families Against Mandatory Minimums) Yes, keeping people out of the system saves money and may be good for families. So how does making more gun laws to break and creating millions more criminals with the stroke of a pen help? If you are willing to release a non-violent felon who illegally possessed a firearm because we should care about the impact on their families (FAMM), why do you want to jail a non-violent gun owner simply because he has a magazine that holds over 10 rounds?Increase penalties for use of a firearm in crimes. Sorry FAMM, and I do care about impacted family members of convicted criminals (FAMM - Why Should I Care?). As a liberal, I would increase social supports for underprivileged families so women and children do not need to be dependent on or stay with criminals, have convicts imprisoned within more reasonable distance of their homes, and allow/encourage family visits. With accommodations and family friendly events, even. If they don’t agree using an illegal handgun in commission of a robbery means an extra ten years on top of the robbery charge, perhaps criminals shouldn’t use guns or rob people.Free or affordable firearms handling and safety training to promote safer handling and storage of firearms, to avoid being a burden to exercise a Constitutional right, for the same reason people argue against requiring voter IDs for inner city minorities.Require secure storage of firearms to prevent access by unauthorized persons when not ready for immediate use. You sleep with your loaded handgun to be ready for a home invasion? I do. You keep an AR-15 or shotgun at hand at the computer? Sometimes. But I put them in the safe when I shower or leave home, because I’m the only one allowed to touch my guns. I have the keys for my safes and locks. I have private home security and various kinds of gun owner and liability insurance, too. If you can afford a $400 firearm and $18 a box for ammunition, you can afford a lock if one doesn’t come with your gun, or you can buy a small safe or clamp style cover for the trigger housing or action. Note: not electronic smart guns that fail when you need it.AR15 Lock, IC-Lock Ejection Port Gun Lock $27Image: ic13arms, eBay (I am not a representative or stakeholder of IC-LOCK.)Life Jacket Locking Firearm Safety Case LJ3 Shotgun Case $15.99Image: eBay (I am not a representative or stakeholder of Life Jacket.)I’ve taken time off work, and paid thousands of dollars to travel thousands of miles to go to the classes, taken the tests (100%), shot on the range (90-ish?), passed the federal background checks (in addition to all other background checks and random drug tests to be an education and health care worker), paid the fees, yet can carry a concealed weapon in only 33 states, and not my home state. What other Constitutional right does not apply nationwide?In my state at the time I first got my permit to acquire a firearm, state certified Hunter Education classes or other state approved firearms training (e.g. armed law enforcement or military service) were required prior to applying for a permit. The cost for the classes was normally $100, but the fee was waived due to a donation or grant. I was trained for free. Hell, if some donor is willing and able to shell out $100 per student, why can’t they give an extra $10 for a gun lock or $40 for a pistol safe? I bought my own 14 rifle safe and a pistol safe, but that was my choice.[Fun fact: at my hunter education class (2008), I noticed the older brother of a high school classmate in attendance. Purely by coincidence while looking at a sex offender registry much later, there he was. His listing is still current. Two counts, Sex Assault III, 2001. He’s a convicted felon and wouldn’t pass a background check.]Note I did not say, promote ownership of firearms. There may be firearms in 4 out of 10 homes in the US. Your children and loved ones are around guns accessible from other homes or while in other homes, regardless of lack of guns in your own home, vault like security for firearms you do own, or legal status of firearms in your community. Widespread firearms handling and safety training will have a societal benefit, even if it is as simple as children learning Don’t touch! Tell an adult! if they see a firearm unattended.
What forms do I need to fill out as a first-year LLC owner? It's a partnership LLC.
A Limited Liability Company (LLC) is business structure that provides the limited liability protection features of a corporation and the tax efficiencies and operational flexibility of a partnership.Unlike shareholders in a corporation, LLCs are not taxed as a separate business entity. Instead, all profits and losses are "passed through" the business to each member of the LLC. LLC members report profits and losses on their personal federal tax returns, just like the owners of a partnership would.The owners of an LLC have no personal liability for the obligations of the LLC. An LLC is the entity of choice for a businesses seeking to flow through losses to its investors because an LLC offers complete liability protection to all its members. The basic requirement for forming an Limited Liability Company are:Search your business name - before you form an LLC, you should check that your proposed business name is not too similar to another LLC registered with your state's Secretary of StateFile Articles of Organization - the first formal paper you will need file with your state's Secretary of State to form an LLC. This is a necessary document for setting up an LLC in many states. Create an Operating Agreement - an agreement among LLC members governing the LLC's business, and member's financial and managerial rights and duties. Think of this as a contract that governs the rules for the people who own the LLC. Get an Employer Identification Number (EIN) - a number assigned by the IRS and used to identify taxpayers that are required to file various business tax returns. You can easily file for an EIN online if you have a social security number. If you do not have a social security number or if you live outsides of United States, ask a business lawyer to help you get one.File Statement of Information - includes fairly basic information about the LLC that you need to file with your state’s Secretary of State every 2 years. Think of it as a company census you must complete every 2 years.Search and Apply for Business Licenses and Permits - once your business is registered, you should look and apply for necessary licenses and permits you will need from the county and city where you will do business. Every business has their own business licenses and permits so either do a Google search of your business along with the words "permits and licenses" or talk to a business lawyer to guide you with this.If you have any other questions, talk to a business lawyer who will clarify and help you with all 6 above steps or answer any other question you may have about starting your business.I am answering from the perspective of a business lawyer who represents businesspersons and entrepreneurs with their new and existing businesses. Feel free to contact me email@example.com if you need to form your LLC.In my course, How To Incorporate Your Business on Your Own: Quick & Easy, you will learn how to form your own Limited Liability Company (LLC) or Corporation without a lawyer, choose a business name, file a fictitious business name, file Articles of Organization or Articles of Incorporation, create Operating Agreement or Bylaws, apply for an EIN, file Statement of Information, and how to get business licenses and permits.