Transfer on Death Deed 2010-2025 Form

I’m a retired probate attorney who, during my practice, was involved in thousands of probate estates, the majority of them with Wills, so I’ve seen a lot of Wills in my life and their results, when the Will “matures.” Rather than discuss the advantages of an attorney-drawn Will, I’d like to consider the circumstances where that’s probably a good idea.If your estate at death is subject to federal estate tax. That value currently is $11.4 million. By all means, if you are so fortunate to have an estate taxable estate, you should obtain professional estate planning advice, for no other reason than to attempt to lessen your potential estate tax “bite.”If your estate at death is subject to estate or inheritance tax in your home state. That’s going to depend on the laws of your home state, and a professional should be able to advise you about that if you can’t determine that yourself, for example, through the Internet. The estate tax exemption amount in Washington is currently $2,193,000 —- signNowly less than the federal estate tax exemption amount —- and Washington has no inheritance tax.If at death, you leave minor children. One problem is that minors cannot receive assets, so if you want to provide for them, you will need to do so indirectly, probably most simply with a trust in your Will for them (a testamentary trust) or through a guardianship or custodianship for their estate. Another problem is naming a guardian for their person, to assist with their living conditions, their health needs, and their care in general.If at death, you want to provide for a disabled person. Disability law is hugely complicated, so if you want to provide for a disabled person, you should seek the advice of an elder law attorney.If at death, you have unusual or complicated assets. In the great majority of probates in which I was involved, most estates consisted of a home, some financial accounts, a car, and other usual personal properties (eg, personal effects and household furniture and furnishings). If your estate has other major assets, such as an interest in a business or valuable collectibles, you should consider obtaining professional advice regarding their disposition.If at death, you have assets subject to multiple jurisdictions, such as a vacation home in another state. That practically guarantees a domiciliary (home state) probate for your home state assets plus an ancillary probate for your real property in another state. That “double probate” is avoidable with professional advice.If at death, you live in a state where probate is complicated and expensive. I began my probate practice in California, where probate is truly complicated and expensive far beyond reason. There, it was almost attorney malpractice not to advise an estate planning client to use a revocable living trust as one’s estate planning vehicle. Yes, creating, funding, and managing a living trust is more expensive and complicated that using a Will, except that used properly, living trusts avoid probate, and in California and many other states, that’s a big deal. I moved to Washington, whose probate laws are simple and probate costs are modest, usually far less than the cost of creating and funding a living trust, so in Washington, there are few reasons to prefer a living trust over a Will as one’s estate planning vehicle. So if you are determined to “avoid probate” for whatever reason, your should obtain professional advice. And, yes, I’ve had lots of probates where the Decedent wanted to “avoid probate,” attempted to do so as a “do-it-yourself” project, and failed. Chances are seeking and following professional advice would have avoided that outcome.If at death, your estate has substantial debt or, worse, may be insolvent (having insufficient assets to pay all your debts, taxes, and probate costs).If you want your estate to pass other than to your heirs, those persons who would receive your estate if you died without a Will —- typically, your surviving spouse and children —- or, worse, if you want to exclude one or more of them from receiving any portion of your estate. There is substantial law favoring a person’s surviving spouse and children as the recipients of one’s estate at death. One consequence of that is that there are legal hurdles to overcome if you want your estate to pass otherwise; professional advice would be especially helpful so you may achieve your objectives to vary the disposition of your estate from the norm.Well, these are some of the reasons why seeking professional advice for your estate planning might be helpful, and I’m sure there are many more. That having been said, I’ve successfully probated tons of “do-it-yourself” Wills, typically, for Decedents in typical families with typical assets who want their estates to pass in the typical way, “all to the wife or husband and then to the kids,” and if that is your situation, a “do-it-yourself” Will should likely suffice.Richard Wills, retired probate attorney originally licensed in CA & WA

On January 19, 1979, a big part of me died when my 26-year old brother Danny died due to complications arising after heart surgery. Back in 1979, imaging techniques were not like they are now. The doctors did not understand the morphology of Danny’s heart, and his ticker quit ticking because the pacemaker electrode was placed outside of his heart instead of its intended destination within a heart chamber.Looking back on this story, I instinctively knew that Danny’s death was an inevitability, although to me he was invincible. On the cold January night about a week or two before he died, I remember seeing him put on his jacket and head out the door on his way to the hospital. I was a 15-year old kid, laying on the carpet in front of the TV, watching some show at the time. My 6 foot 2 inch brother seemed extra large that night as he towered over me in his blue jacket as he turned towards me and said he would see me later.The details of his medical condition could fill a text book. He was born with a condition known as dextrocardia situs inversus totalis. This means that his heart was on the right side of his body and other organs were reversed, too.When he was born, he was supposed to die quickly. I guess God had a different plan for him and allowed him to stay with us for over 26 years. Although I spent many days of my life in Chicago’s Children’s Memorial Hospital during his illnesses, I never got tired of laying down with Danny when he got sick. I would place my head on his chest and listen to his heart beat a-rhythmically at over 220 beats per minute. At times it sounded like he had a percussion band inside his chest.With each episode of tachycardia he experienced, additional damage was being done to his heart muscles. The previous January (1978), Danny spent nearly a month in the hospital trying to recover from one of those episodes. The ventilator they used on him caused him to remain hoarse until he died a year later.Now getting back to his heart operation, I was sure Danny was going to survive. The doctors had installed a temporary pacemaker through his groin, and that electrode hit its target. With the aid of this pacemaker, Danny seemed stronger than ever, even though he had to be bedridden during this time.After a team of doctors were assembled and the permanent internal pacemaker was produced, the big day of the surgery arrived on Jan 19, 1979. After his surgery was over, I was relieved. I was able to visit him in his hospital room after the surgery was over and he had reawakened. We talked for a couple of minutes before I told him that I was going to be back to the hospital in a little while to see him. He said, “OK, I’ll see you later.” Those were the last words he ever spoke to me.I had to walk several miles home, through several feet of snow to pick-up radio control airplane equipment that I had ordered. Sometime during that cold and lonely walk, where no cars were driving down the roads due to the snow pack, Danny died. I didn’t know it at the time but I would soon find out when I returned to the hospital.I realized that Danny had died when I finally understood why my family, the nurses and the doctors were all crying in unison. When the truth hit my brain, it went into that high-speed recording mode and my primitive brain took over. I hit the floor, convulsing while I hyperventilated uncontrollably. While the nurses got a bag to place over my face, someone helped pick me up and put me in a chair as the nurses told me to hold my head low and breathe into the bag.After I emerged from the state of hyper-ventilation I was in, I managed to see him in his hospital bed. What I remember most about the moment that I saw him was that he died with a smile on his face. He died in peace and his pain was finally gone.After Danny died, I switched beds and started sleeping in his bed. Three nights later, Danny visited me in our bedroom in the middle of the night. His audible voice came into my bedroom and awoke me. As I sat up in the dark room, we had a conversation as my eyes strained to see his body. Although I’ll save most of the story for later, he told me that he had permission to talk to me because of the grief that I was suffering. He told me to believe that he was in a better place, a beautiful place, and to go on and live a happy life. He said that we would talk again if I never told anyone about this encounter.This event and the other situations I experienced at that time, had a very profound impact on me. My vision of life was completely re-written. I went from being a kid that played multiple sports to bring satisfaction to my Mom and Brother, to a kid that realized the impossibly thin edge that exists between life and death. I saw life passing in seconds, like a sun ray glimmering on a wave in a lake. To this day, I grieve over the loss of my brother and I look forward to the day we get to reunite.P.S.I didn’t tell this story to anyone for many months. Eventually, my immaturity as a 15 year-old coupled with the unbelievable nature of the after-death contact from Danny was too much for me to bear. I ended up sharing this story with my good friend Steve.Since that confession, Danny has never contacted me again. I broke the rules and have paid the price, although I was blessed to have my personal religion solidified for my lifetime.I know that many readers of this story will not believe it, but that is OK with me. I probably wouldn’t believe it either if someone told it to me. However, this encounter was the most profound event of my life and I know that it happened. Those minutes I shared with my deceased brother are with me every day that I live and have given me peace and solitude as I pass through space and time in this wonderful life.

Let me tell you something that will change you as a person. I promise you that once you read this, you will see life in a different light. I will make sure these words hit hard and that you never live in the dark again.I know many of you really care about what others think. You live your life but you live it according to others. That is very wrong. The world is so big and you make yourself so small because of society and their standards.This is your world, you can do whatever you want, whenever you want and you can walk wherever you want, whenever you want. The choice of being good or bad is yours. The choice of being confident or a not confident is your choice.Nobody but you knows what is best for you. This is your life and no one else is entitled to make choices for you. You must understand that somethings feel right to you but it might not be right to someone else. You might like tea but I might like coffee.This society will push you back and hold you from your dreams. They will shatter your passions and kill your vibe. You must not listen to them, you must not obey them. If you know what you are doing is right then why do you care?No matter what you do, if you are following your dreams, you are the one who gets stuck with the results in the end. If you are not hurting anyone or doing anything bad then why would the world care about what you want to do?Nobody supports you, nobody gives a flying frog about your life. Mum and dad can only do so much to advice you but it will always be you following yourself. So, don’t wait for a confirmation and don’t wait for society to cheer you on because it won’t happen.Just yesterday I claimed that I love Banana’s but then my friend gave me an apple and now I love apples. Peoples thoughts change so much that it is confusing. At one moment, they didn’t even accept something but then the next moment, they cheer on.You cannot make everyone happy. So, just make yourself happy and do what you have to do. This is your life man, why are you wasting it on other people?Fuck society, fuck it’s philosophy and views and opinions. Nobody is perfect, everyone is like falling leaves just falling where they may. You can’t impress everyone, you can’t please everyone.LIVE YOUR LIFE!

I agree that there’s barely any time spent on Davos losing his son, it bothered me too at first. Especially since so much weight is put on Cersei losing her son. It’s a life defining moment for her and it changes her. But then I thought, Cersei is a completely different person. She’s impulsive and aggressive and conceited and Davos isn’t any of those things. What does grieving look like when someone doesn’t want revenge, doesn’t have power to abuse for their own gain and doesn’t express himself through random actions?Davos of course, was burnt and dried out on an island when we see him again after Blackwater, and then almost immediately thrown in a cell. So it’s not like he has a lot of breathing room to grieve. But even then there’s a hint that Davos is, in fact, still grieving. After Davos loses his son, he gains paternal relations to both Shireen and Gendry. And I think this might be him grieving.Davos differed in a lot of things with his son and he never felt the need to form him in his own image, like Cersei did. This allowed a distance to him that left perhaps one of the healthiest coping mechanisms depicted on the show. But Davos’ instinct to protect and defend the youth he encounters almost definitely stems from the fact that he lost his own. If we see how protective he is of Shireen, it’s almost as if he’s trying correct what he lacked with his own son. And so we’re here, where Davos cares for Jon not like a father, but definitely with the care and love of a man who lost his own son (and in another part, his king) and rather unconsciously is trying to fill the void.

Am I the only combat medic to answer this so far?Yes you can. Medics are taught how to but not instructed to. There is a terrible and fine line out there in “the suck” that medics, and medics alone, are asked to walk.You don’t end a person’s life. Full stop. In the rare case that a soldier is mortally wounded (no way to maintain an airway or control bleeding and no higher medical assets within a reasonable time)… then a medic could administer an extra ampule of or two. Even though the doctors and instructors teach the medics this, in the end it’s on that one person’s shoulders. And conscience.Is it better to leave your friend/co-worker screaming in agony until they are too weak to yell? Then watch them convulse every few minutes for a couple of hours. Then finally they stop responding to your voice or even painful stimulus.Brain death is setting in. It takes a few minutes or a few days.Every minute you have a seriously wounded soldier in your unit you have medics that are out of the fight. You also have a much more complicated command situation. Nobody (NOBODY) makes this decision lightly. They also never talk about it.In the movies there is always an EVAC helicopter with escort available and ready to risk anything to get to the wounded. In combat it’s not always possible. “Birds” get grounded for many reasons and MEDEVAC Strykers are delayed by the need for escort vehicles/crews and IED laden roads. In almost all cases, the wounded will live to see the operating room. In some form.Combat wounded are intense. Gunfire is still raging in many cases. People are yelling, confusion is everywhere. The medic will be well trained but under a lot of stress. They know that they have to address breathing and bleeding in 2–3 minutes. They also need to avoid causing further injury and find any hidden wounds. While doing this they have to coordinate any available soldiers with combat lifesaver training to assist them with this or other injured. Finally, they also have to constantly keep the command apprised of the situation.Who has X injury?Can they return to the fight?Do they need to be evacuated from battle or can we take them with us?If they need to go NOW, how long do they realistically have?Can we ground evac through the combat or do we need a bird?While answering all of that the medic has assessed the wounded. Tried to control the bleeding and established a secure airway. Then they need to find a vein for an IV (super hard on a patient with blood loss or missing limbs). While doing this they also need to fill out the ‘9 Line’ medical evacuation form for the radio. Once this is done the medic will check the field dressings, the IV, the breathing. Record the wounds and vitals. Mark when/if was given (how much, when, where administered) and done so that the surgeon can see it and blood doesn’t wash it away. Often in black sharpie on the forehead if patient is unconscious- as awful as that sounds it works well.So, don’t talk about the morality of this until you walk a mile (or 26) in a medic’s boots. Don’t talk about what happens until you live and work with a small team of men and women in a combat zone for over a year at a time. Infantry units are closer than most marriages/families. Your platoon SGT is dad and doc is mom. It’s a horrific moment to see one of your guys literally torn in half and dying. It’s much worse to know that due to a sandstorm there aren’t any flights that day. It’s hell on earth when you realize nobody is coming by road because of the IED you just hit. It’s unimaginable when you realize you only have 2 ampules left and 3 critically wounded friends.I didn’t have to make the hardest choice. I wouldn’t tell you if I did. I sure as &$*# wouldn’t take any judgement from you in any case.Great question. I hope someone who actually held this responsibility in combat can clear it up a little.

The most common element in the universe is hydrogen, making up ~70% of the visible universe, by mass.The second most common element in the universe is helium, making up ~20% of the universe, by mass.Hydrogen atoms are composed of one proton and one electron (sometimes with up to two neutrons to make deuterium or tritium). It is the first element on the periodic table.Helium atoms are composed of two protons, two electrons and 1 or 2 neutrons. It is the second element on the periodic table.Spotting a pattern here?Well, unfortunately it's not quite that simple — the naïve prediction would be that lithium (the third element) would be the next most abundant element — but it's actually Oxygen ([math]Z=8[/math], approx 1%) followed by carbon ([math]Z=6[/math], 0.4%), and then neon [math](Z=10[/math], 0.1% abundance).There is a definite trend of “heavier elements = rarer”, but there is definitely something more going on.To answer why it is that way round, we need to look at how elements are formed in the first place.The first elements were formed after the Big Bang: in the immediate aftermath, the universe was so hot and energetic that nothing could exist in a bound state (like a nucleus), as it would just immediately get ripped apart by the insane levels of heat — at the earliest stages of the universe, even protons would get torn apart in this fashion!However, as the universe cooled (due to its expansion), more and more structures could form in a stable fashion. First protons were able to form — but remember, a single proton is just a hydrogen nucleus. So hydrogen was the first element created, and because it is so simple, it was created in incredible abundance.Then (a smaller number of) neutrons appeared— and almost immediately the protons and neutrons were forced together by the still immense pressure and temperature of the universe, to undergo nuclear fusion.The universe acted as a nuclear furnace, converting pure hydrogen into heavier elements. The first element that you get if you fuse hydrogen is helium — which is why helium is the next most common element.Strangely, at this era of the universe, lithium was the next most common element — after the Big Bang, approx 1% of the universe was lithium, by weight — as opposed to the [math]\lesssim 0.04\%[/math] it's at today.Outside of these three elements, virtually nothing else was created at this primordial stage — only the three lightest elements were formed.After this time (20 minutes after the Big Bang), the universe continued to cool — after 380,000 years, the universe was cool enough for neutral atoms to form, and the “primordial soup” dissipated into neutral atoms.Over the next 300 million years or so, large-scale structures began to form. The matter that made up the universe began to “clump” together, and to contract under gravity.This structure formation is what gives us our clusters, galaxies and — eventually — the stars that we observe today.When stars formed, they acted as a gateway to heavier elements. Stars are nuclear furnaces, like the conditions of the universe after 20 minutes — but on a much smaller scale. However, stars are long-lived structures. This means that some “slow-burn” processes could occur, which were not possible in the rapid evolution of the whole universe that formed the first three elements.These primordial stars, therefore, began to fuse more hydrogen into helium, and then helium into heavier elements.This pattern of fusing isn't as simple as stepping up the periodic table — it's not like “hydrogen -> helium -> lithium”, as you might initially expect, because the processes which go into making the fusion occur are remarkably complex, as evidenced by this chain which shows the simplest fusion reaction: hydrogen to helium, the so-called “proton-proton chain”.When you get to have slightly heavier elements around, they can act as catalysts, so you can make this reaction more complex, like the CNO (carbon-nitrogen-oxygen) cycle:(N.B. this process is called “burning”, even though it's nuclear, not combustion.)To cut a long story (relatively) short, each stage doesn't simply produce the element which is one heavier than it — there are multiple addition stages, as well as complex nuclear decay chains.Helium burning phases mostly result in cores which are primarily carbon or oxygen (which explains why they're the next most common element after helium).Subsequent burning of heavier elements with helium often produces products with even numbers of protons.There are of course other reactions going on as well — the lithium is often rapidly broken down by collisions with hydrogen to form two heliums, which subsequently fuse — which is why the ratio of lithium in the universe has drastically decreased, because it is used up, but not produced in large quantities.The final burning stage in stars is the Silicon burning phase, which produces the heaviest elements that can be produced in stars: iron ([math]Z=26[/math]), nickel [math](Z=28)[/math] and zinc ([math]Z=30[/math]). These last two fusion reactions in fact absorb energy — which serves to rapidly destabilise the star, leading to its death.It is the death stages of these stars that produce the remainder of the elements that we observe today. Iron is the heaviest element that can be stably produced in stellar nucleosynthesis — but we observe many heavier elements out there, so where did they come from?It turns out that not only do the death-throes of stars serve to disseminate the fusion products into space, by shedding their envelope, and seeding the interstellar medium with heavier elements — the final moments of a heavy star — the supernova — serve as a final, enormous nuclear furnace, which produces much heavier elements than is normally possible in the usual stellar cycles.This is where all of the heavier elements we observe come from — from the gold, silver and platinum in your jewellery, to the mercury in old thermometers, and the lead piping used to beat old men to death in murder mystery games.Everything heavier than iron (and a good deal of the stuff lighter than iron as well) is formed in these supernovae, and then these elements are exploded out into space by the force of the supernova.Eventually, this dust and debris begins to contract under gravity — where it forms secondary stars, solar systems and planets.Unlike the original, primordial stars which were composed only of the Big-Bang material, these secondary (and even tertiary and quaterniary) systems have been seeded with heavy elements by the previous generations of stellar cycles.And that, is why we exist.Our entire planet, every single atom in our bodies (except the hydrogen) was formed in the previous generations of stars — and then hurled into space, only to form anew.This process of stellar nucleosynthesis helps explain, with exquisite detail, why the abundance of elements that we observe in the universe is the way it is.There are of course still some links to be worked out — the neutron star collision observed last year helped us to fill in some missing pieces with regards to the production of gold (of which there was too much compared to our predictions), but in general, this model works incredibly well.So why are the most abundant elements the most abundant?Well, the two most abundant elements were created mere minutes after the Big Bang, in incredible quantities.The remaining abundant elements are those that form stable structures, and are produced in large quantities in the stellar nucleosynthesis cycles: oxygen, carbon and neon.The less abundant elements are those that are either unstable (and hence decay), are readily destroyed in stars in favour of other elements (lithium), or are simply not produced at all in stellar processes, and instead rely on supernova or neutron star processes to form them (i.e. heavy elements, [math]Z> 26[/math]).

I have.300 people were summoned for selection. Somehow, I made it through selection and onto the jury.I looked like a naive child. At 24, I was the youngest selected.It was a triple murder and the setting was like something out of a horror movie.The people involved were a backwoods family living on the bayou in a tiny village accessible only by a single road. It was a long drive in.The defendant was poorly educated and the boyfriend of one of the family members. She was at least ten years older than him and later indicted and convicted in the same crime.Three family members were brutally murdered. The girlfriend's mother was stabbed repeatedly. Her sister had her throat cut and the sister's husband (also the girlfriend's ex) was killed by a shotgun.Over a hundred pieces of evidence were methodically entered by the DA. Witnesses were called.The defense attorney proceeded to make a fool of himself in multiple ways. He challenged the pattern of the shotgun blast in front of a jury full of people well- in the workings of guns. The firearms expert looked stupefied by the questions he asked and patiently repeatedly tried to explain how shotguns work.The defense claimed the exact opposite of what was said by the forensic pathologist regarding the effects of alcohol and Red Bull on the body and claimed that she had said that.He completely failed to maintain a shred of reasonable doubt against the case of the DA. If he had chosen to argue for manslaughter rather than first degree murder it is conceivable that he could have caused enough reasonable doubt in the jury that the outcome would have been different. A mistrial, perhaps. However, he chose to argue for complete innocence and that the girlfriend was fully responsible for murders she wasn't physically capable of managing.We voted unanimously for two counts of first degree murder and eleven yes to the third.It's funny, though, how it affected me. For three days, I lived and breathed that trial and want allowed to talk about it with anyone. I absorbed and internalized massive amounts of information.For months afterwards I would have been capable of recreating the markings representing the injuries to the deceased on the autopsy reports. I can still call the crime scene photos to mind if I try. I don't usually try to remember anymore. I no longer need that information and vestiges of it haunted me for a while.I panicked one day when I found a rechargeable battery handset phone under a pile of laundry. Police had found one in the woods after the murderer had used it to make a few calls.I couldn't look at sharp knives without recoiling and feeling a bit as though I was being cut myself. I had an unnecessarily bad reaction to my mom buying my ten year old brother a set of fish fileting knives for Christmas. I had panic attacks just thinking about those knives being in the house and belonging to my brother even though he wasn't allowed to use them without proper supervision. I was afraid he'd accidentally hurt or kill himself.One day, I was managing the cash register at my job and a nice grandfather man came through. He paid with a check so I had to ask for his driver's license. I turned back to my register with the license and the check before even checking the name. But when I did, at first, I thought it was the name of the dead man. And technically, it was. There was just a senior on the end of the name rather than the junior I'd heard so many times in the trial. “Oh, my god,” I thought. “He's living every day knowing his son was murdered.” I felt my vision go dark around the edges. I couldn't breathe. Just as I nearly lost my sight completely it started to come back. Somehow, I managed to nearly pass out in front of the father without letting on to a thing.I was staying at my grandmother's, and that night the pinging and twanging of her oxygen machine kept me awake and on the verge of a panic attack. I couldn't get the image of the dead lady's oxygen tank out of my mind.After that, I started to get better. And with the trial over being able to talk about my experience also helped to get over the trauma.I was naive going in. I was confident I could handle the trial. I did handle the trial. I'm confident in my decision and I am pleased that I gave my best. But I had no idea that the trial would haunt me the way it did. The difference between a criminal trial and watching a show like Criminal Minds or Bones is that knowledge that what you see in the trial is real. I ended up with PTSD from the trial. I have never once been similarly haunted by a crime scene television show.And yet, even knowing that I can be so negatively affected by a trial, if I'm called for jury duty again I'll still go. Why? Because I am the kind of juror I'd want hearing my own case if I were ever on trial. So, I think it's fair to be that juror for someone else if it's required of me.

On a nonretirement account, designating a beneficiary or beneficiaries establishes a transfer on death (TOD) registration for the account. For an individual account, a TOD registration generally allows ownership of the account to be transferred to the designated beneficiary upon your death.

The transfer on death designation lets beneficiaries receive assets at the time of the person's death without going through probate. ... With TOD registration, the named beneficiaries have no access to or control over a person's assets as long as the person is alive.

The greatest difference between a will beneficiary and a transfer-on-death beneficiary is that transfer-on-death beneficiaries can airSlate SignNow the asset immediately when you die. Transfer-on-death accounts do not have to pass through probate. ... Your beneficiary receives whatever money remains, if any.

If you'd like to avoid having your property going through the probate process, it's a good idea to look into a transfer on death deed. ... The beneficiary will have no right to your property while you're alive and, if you own your home jointly, the transfer on death deed does not apply until all the owners have died.

The greatest difference between a will beneficiary and a transfer-on-death beneficiary is that transfer-on-death beneficiaries can airSlate SignNow the asset immediately when you die. Transfer-on-death accounts do not have to pass through probate. ... Your beneficiary receives whatever money remains, if any.