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Alternate Benefit Program WITHDRAWAL REQUEST Newjersey 2015-2025

Dcrp Acknowledgement 2015-2025 Form

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Instructions and help about dcrp form

faculty in New Jersey may not realize that they're contributing to the alternate benefit program trust inside the alternate benefit program or ABP participants contribute five percent of their base salary to their 401a account and their employer contributes eight percent for those making more than a hundred seventy five thousand dollars that's when the ABP trust comes into play so here's how it works and I'll use Rutgers University as an example you make 250 000 a year your eight percent contribution that Rutgers provides would be equal to twenty thousand dollars state law requires that the portion of the eight percent up to a hundred seventy five thousand dollars which is fourteen thousand dollars must be directed to your 401a plan any excess above the 175 000 limit which in this case would be six thousand dollars must be deposited to your ABP trust not your 401a account and there's a cap of three hundred five thousand dollars in 2022 on which y

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