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Annuity Change of Beneficiary Form American General Life

Annuity Change of Beneficiary Form American General Life

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[Music] hi I'm Michael Rooker I'm the managing partner Greenbush Financial Group and today we're going to be going over the distribution options that are available to non spouse beneficiaries of IRAs and employed sponsor retirement accounts like 401 K s four three B's 457 plans now there were some big big changes made to the options in December of 2019 when Congress passed the secur Act into law the secured act actually took away one of the most valuable options that were available to non spouse beneficiaries called the stress provision so in this video I'm going to kind of go over the old rules what the new rules are for years 2020 plus for people that already have inherited IRAs what the grandfathering rules were can you continue if you elected the stretch option that going forward there's also some special rules with children that are minors and become beneficiaries of these accounts and also there's a lot of tax traps with the new law that's signed into place because beneficiaries

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