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Get And Sign State Workers Insurance Fund Pennsylvania Application 2008-2021 Form

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there is an opportunity I think for the insurance industry to to deal with the cyber risk that keeps the corporate clients awake at night the policies that have been written to this point in the industry have been relatively defensive policies low limit designed to get systems back on their feet but are they're really protecting the kind of assets that the corporate clients are worried about I think there's an opportunity for the industry to do more proactive underwriting more vulnerability assessment in the underwriting process really understand the risk price accordingly and deliver more value to the industry I think what the industry insurance industry is worried about is accumulation of risk right the whole basis of this industry is built on diversification of risk right fire in one house is unlikely to start a fire in another house a block away or a block away beyond that cyber risk accumulates and we don't quite know how to deal with that but if we can handle that challenge there

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