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Can power of attorney in fact forms be filled out and authorized completely online?Note: I am not an attorney. Even if I were an attorney, I am not your attorney. This is merely the opinion of a fairly savvy Citizen. It is not legal advice. If you want legal advice hire an actual attorney. In the U.S.A. "signing" something like a Power of Attorney electronically is generally not enforcable* because many (most?) Courts require that the authorizing of them usually requires a "wet" signature which has been signNowd. You could try it but, because they are such powerful documents, almost any court (or business for that matter) will require that the signature be signNowd before allowing them to be enforced and used.In fact many businesses simply have a policy of not recognizing them without a confirming court order as well. This is especially true in health care.This is mainly because the business wants to make damned sure that any liability for errors or misunderstandings lies with someone other than the business. *Note that "not enforcable" =/= "illegal" (or even sick hawk).There's no law preventing you from doing it. It's just completely pointless; because if you complete the Power of Attorney electronically anybody who knows anything about law or contracts or fiduciary duty will simply ignore it... along with any instructions you might try to give them under it.Do yourself a favor by getting an attorney and doing it right.
How can I sell shares without giving a POA (power of attorney) to a broker?It will be lengthy.I was looking forward to answer this question. In India for investment related work most of us always look for some kind of “agents” who will do the office work for us and we always prefer to sign the dotted lines without going through the terms. Who has the time to read when the agent, who is our well wisher, has already read and understood it on our behalf?Back to the question. Lets start from the grassroots. Demat a/c is related to shares as bank a/c is related to monies.You go to a departmental store/market, make a deal for goods, swipe your card authorize. Money gets transferred to the departmental store/market (seller). You take the delivery of the goods. Transaction complete.Buying shares at the stock exchange:In case of the stock market you cannot go to the stock exchange directly. Your broker goes to stock market on your behalf. When buying shares, you provide the cash to your broker (trading a/c). Your broker representing you makes a deal on your behalf at the stock exchange. Transfers the cash to the exchange and takes the delivery of the shares. The broker then transfers the share to your demat a/c. Buy transaction complete.Selling shares at the stock exchange:When selling shares, your broker makes a deal on the exchange on your behalf. Now the broker needs to deliver the share from your demat a/c to the buyer. Since the demat a/c is under one of the custodians i.e CDSL or NSDL, your broker will need a written instruction from you to be presented to CDSL or NSDL for each and every debit instance (in the form of delivery instruction slip). After you sign the instruction, the share will be transferred to the buyer and the cash amount from the buyer will be credited to your trading a/c. Sell transaction complete. Instead, if you give the power of attorney to your broker to transfer the shares to a designated demat a/c of the broker, then there is no need to give separate written instruction.In BSE and NSE the shares has to be delivered by seller in T+2 day. So, you have to deposit the signed delivery instruction slip (DIS) before T+2 day to the broker’s office. For each day you sell something on the stock exchange, you have to visit the broker’s office the next day. Even if you place the sell order through phone or the internet from the comfort of your home, you have to visit your broker’s office for the DIS. And if DIS is not submitted within the stipulated time, the matter becomes more complicated. To avoid all this, brokers insists on PoA.So answer to the question “How can I sell shares without giving a POA (power of attorney) to a broker?” is using DIS.Each time you sell on the stock exchange through your broker, your broker will email a contract note before midnight of the T day. In the contract note, along with the details of the trade, you will be provided with a settlement date and settlement no. In the DIS you have to provide the details of the shares, trade detail, settlement date and no. and the beneficiary a/c details. The beneficiary a/c in this case will be the designated demat a/c of the broker. The demat a/c details of the broker are generally provided in the application form for opening the trading a/c in the PoA page. Fill all the details, sign and submit it at the broker’s office before the settlement date and you are done.Does it appears complicated/time consuming?Here comes in the e DIS system of CDSL and NSDL. CDSL calls it by name “easiest” and NSDL calls it by “SPEED-e”.You open your trading terminal of your broker. Sell the share. Receive the contract note in your email by midnight. Login to CDSL/NSDL, fill the details to transfer shares as per contract note and submit. No need to visit the broker office. All done at home.Almost all the brokers that I have contacted have denied providing this service (many of them never heard of this type of facility). Also, they are interested only when you open both the demat and trading a/c with them with PoA.I opened a CDSL demat a/c with United Bank of India and activated the “easiest”. It was first time for the bank that this service was activated for any of their client. So, they too were eager to learn it. Now, for trading a/c I opened only the trading a/c with tradesmartonline and instructed tradesmartonline to map the trading a/c with the demat a/c of the United Bank of India. United Bank of India was not bothered about credit/debit in the demat a/c as I have taken the full control using “easiest” . For tradesmartonline trading a/c buying of share was not an issue. But selling of the shares was. Later. it agreed on condition that I have to transfer the shares to their designated demat a/c in advance of the sell trade. I knew this. As the concept is new, it will take time to be accepted among all. For the time being I am ok with the arrangement.What I learned?It is not necessary to open both the demat a/c and trading a/c with the same broker.It is not necessary to give PoA to sell shares on the stock exchange.
How can I sell shares without giving a POA (power of attorney) to Zerodha?Traders,Demat Account requires POA.Each one of you when opening a demat account with an online broker would have had to sign a POA (Power of Attorney). Sounds like a very serious document and hence arises a lot of questions from investors on why exactly you are signing this piece of document. My first recall of the acronym POA was from the movie Baazigar, where Shah Rukh Khan and the villain both at various times in the movie use it to transfer all assets into their name. I will write down in this blog what a POA is, what can be done with it and what are its various uses.Open a demat account with ZerodhaWhen you buy shares, be it in an online or offline account, the shares are automatically transferred to your demat account, you don’t need a POA to do this.When you sell shares or want to pledge them, that is when the shares are going out of your demat account, this is when the POA is required if it has to be done online.Traditionally (offline method), you would have to send the delivery instruction slip asking to debit the shares from your demat and send it to the brokers office. Once the slip is received at the broker, he would debit your demat account. Some of the issues with this method were: Costlier (slips had to be physically delivered and hence the courier/transport cost), Risk of Auction (if the slip doesn’t signNow in the stipulated time, risk of auction penalty) and generally more cumbersome.Open a demat account with ZerodhaWith the advent of online broking the above method was no more viable. POA was introduced for smooth operation of the demat account. With the power of the POA, everytime you sell shares the broker uses it to debit the shares from your demat account and provide it to the exchange. POA is also used to debit shares from your demat account when you intend to pledge them to get collateral margin for trading futures and options. Find following a brief about what a POA is and why it is required:What is a POA?Power of Attorney (POA) is a legal document giving legal authority to another person to operate your account (in this case the demat account) as per the instructions contained.Open a demat account with ZerodhaIs a POA compulsory?No, it’s not compulsory, but required for smooth operation of demat account. Remember it is required only for the demat account.Different types of POA?Specific/Limited and General POA. Specific POA states the limited range of powers of the POA whereas General POA is generic. The POA given to Zerodha is specific and mentions the various powers on the POA. Ensure that when signing the POA, it is only in the name of a SEBI registered stock broker and no one else.Use of POA?While trading futures and options or intraday equity trading, there is no requirement of the POA. But whenever you sell shares from your demat account or want to pledge them for getting margin for trading F&O, the POA is used to debit the shares from your demat account. This ensures that the entire process is online and less cumbersome.POA, though not a mandatory document to be signed, is required for smooth operation of your demat account. Hopefully this clarifies your doubts about POA. Open a demat account with Zerodha.Happy Trading,
How can I fill out Google's intern host matching form to optimize my chances of receiving a match?I was selected for a summer internship 2016.I tried to be very open while filling the preference form: I choose many products as my favorite products and I said I'm open about the team I want to join.I even was very open in the location and start date to get host matching interviews (I negotiated the start date in the interview until both me and my host were happy.) You could ask your recruiter to review your form (there are very cool and could help you a lot since they have a bigger experience).Do a search on the potential team.Before the interviews, try to find smart question that you are going to ask for the potential host (do a search on the team to find nice and deep questions to impress your host). Prepare well your resume.You are very likely not going to get algorithm/data structure questions like in the first round. It's going to be just some friendly chat if you are lucky. If your potential team is working on something like machine learning, expect that they are going to ask you questions about machine learning, courses related to machine learning you have and relevant experience (projects, internship). Of course you have to study that before the interview. Take as long time as you need if you feel rusty. It takes some time to get ready for the host matching (it's less than the technical interview) but it's worth it of course.
How do I fill out the form of DU CIC? I couldn't find the link to fill out the form.Just register on the admission portal and during registration you will get an option for the entrance based course. Just register there. There is no separate form for DU CIC.
My ex-husband is in federal prison. He owes me half of his federal employee pension and refuses to sign. He has a power of attorney how do I get my half ? The government doesn't recognize a POA?This is bizzare. How would an ex boyfriend owe you anything?. Overwhom has he power of attorney. ?. The only circumstances where he could owe you money, would be child maintenance, aand I assume you can go to court. A court can arrange that federal salaries or pensions are paid into different accounts.The only way I can read this as making sense is that at some stage he awarded you power of attorney and wrote a letter to that effect. However,since he is still alive, he can revoke that at any time,and by refusing to sign something he has effectively done that. Only an enduring power of attorney ,signed by him and witnessed and lodged in court has longer term validity.?
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People also ask pbgc poa
How many years do you have to work to get a pension?Most pension plans today require an employee to work five years at a company to become vested. But before the mid-1980s, plans typically required 10 years of work and, before the mid-1970s, 20 years or more.
How do I get my pension from an old job?Contact your former employer. The first step is to signNow out to your former company or its successor. ... Consider financial and insurance companies. ... Search at the Pension Benefit Guaranty Corporation. ... Collect the signNowwork. ... Look into spousal payments. ... Make sure you are vested.
How do I contact PBGC?Call PBGC's Customer Contact Center: Call at 1-800-400-7242. For TTY/ASCII (American Standard Code for Information Interchange) users, call the federal relay service toll-free at 1-800-877-8339 and ask to be connected to 1-800-400-7242.
Are all pensions covered by PBGC?PBGC does not insure defined contribution plans, which are retirement plans that do not promise specific benefit amounts, such as profit-sharing or 401(k) plans. ... The SPD will state whether your plan is covered by the PBGC program. Although we insure most defined benefit plans, some are not covered.
Does the PBGC cover public pensions?PBGC insures two types of defined-benefit pension plans in two separate insurance programs. Search Insured Pension plans. Single-employer pension plans are pensions that employers set up only for people who work for their company. PBGC insures about 34 million people in single-employer pension plans.