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Actuarial Guideline 35 Form

Actuarial Guideline 35 Form

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hi everyone loss development patterns they're one of the most fundamental concepts in Actuarial science in fact most PNC Actuarial work relies on loss development patterns in one form or another so if you're a leader in the PNC industry or hope to be it's really important that you understand loss development patterns if you're ready to learn more about this topic I promise the next several minutes will be worth your investment I'm Don Grimm actuary and owner of Archer Actuarial Consulting thanks for joining me let's get started we're going to start with a visual of a specific type of pattern a cumulative incurred loss development pattern on an accident year basis consider a chart with the x-axis that represents the age of an accident year by convention the age is presented in months each month represents the time elapsed from the beginning of the accident year the y-axis represents the expected percent of ultimate loss ranging from zero to a hundred percent the Blue Line in this graph

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