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How to decide my bank name city and state if filling out a form, if the bank is a national bank?Somewhere on that form should be a blank for routing number and account number. Those are available from your check and/or your bank statements. If you can't find them, call the bank and ask or go by their office for help with the form. As long as those numbers are entered correctly, any error you make in spelling, location or naming should not influence the eventual deposit into your proper account.
How should I help my friend whose girlfriend dumped him? He lives in another city and can't control his emotions and I have said every possible thing to get him out of it. Any other ideas?Tell him it's like puberty at a young age how could it be anything else ?. This not the 50′s where you were encouraged to marry especially if war was immenent. Now we are coerced into collage great personal responsibility is real. Romance without finance is a nuisance!. Purging is good ! Before really thinking of the drama of the lamour!. Here are some songs lyrics to bleed out those tears until enough an then recovery. Dont know your ethnicity but lamour has no color even only romantic illusions stages. These artists writers musicians experience the same threshold. What you don't want is anger ! Obsession fall into pit of despair !! Very delicate time here!! Not to be teased or played with !!! So make this play list for him ,tell him to purge ! let them tears go! Everybody will experience this if their lucky!!!.” ooh baby baby”- by Smokey/” sitting in the park”- by b.s./”if you leave me now”- by Chicago/” baby comeback”- by player/” love of my life”- by gino/”get another love”- by Chantal/”remember me”- by diana/”The love I lost”-by h.m./”The bells”- by O./”play it cool”- by l.b.-w.s.story/”tears on my pillow “-by l.a./”I'm still here”-by notations/”unbreak my heart”- braxton/”baby i love you”- by cold blood/”let's just kiss an say goodbye”-by manh./”face it girl”- by Nancy/”I've gotta keep walking “- by Gino/”walk on “- by cece p./”it should of been you”- by gwen/”here's to life”- by s.h. Now these are our of sinc the way love goes. So many more ! But we all will feel these damn songs sooner or later !
How much will a doctor with a physical disability and annual net income of around Rs. 2.8 lakhs pay in income tax? Which ITR form is to be filled out?For disability a deduction of ₹75,000/- is available u/s 80U.Rebate u/s87AFor AY 17–18, rebate was ₹5,000/- or income tax which ever is lower for person with income less than ₹5,00,000/-For AY 18–19, rebate is ₹2,500/- or income tax whichever is lower for person with income less than 3,50,000/-So, for an income of 2.8 lakhs, taxable income after deduction u/s 80U will remain ₹2,05,000/- which is below the slab rate and hence will not be taxable for any of the above said AY.For ITR,If doctor is practicing himself i.e. He has a professional income than ITR 4 should be filedIf doctor is getting any salary than ITR 1 should be filed.:)
Why should it be so complicated just figuring out how much tax to pay? (record keeping, software, filling out forms . . . many times cost much more than the amount of taxes due) The cost of compliance makes the U.S. uncompetitive and costs jobs and lowers our standard of living.Taxes can be viewed as having 4 uses (or purposes) in our (and most) governments:Revenue generation (to pay for public services).Fiscal policy control (e.g., If the government wishes to reduce the money supply in order to reduce the risk of inflation, they can raise interest rates, sell fewer bonds, burn money, or raise taxes. In the last case, this represents excess tax revenue over the actual spending needs of the government).Wealth re-distribution. One argument for this is that the earnings of a country can be perceived as belonging to all of its citizens since the we all have a stake in the resources of the country (natural resources, and intangibles such as culture, good citizenship, civic duties). Without some tax policy complexity, the free market alone does not re-distribute wealth according to this "shared" resources concept. However, this steps into the boundary of Purpose # 4...A way to implement Social Policy (and similar government mandated policies, such as environmental policy, health policy, savings and debt policy, etc.). As Government spending can be use to implement policies (e.g., spending money on public health care, environmental cleanup, education, etc.), it is equivalent to provide tax breaks (income deductions or tax credits) for the private sector to act in certain ways -- e.g., spend money on R&D, pay for their own education or health care, avoid spending money on polluting cars by having a higher sales tax on these cars or offering a credit for trade-ins [ref: Cash for Clunkers]).Uses # 1 & 2 are rather straight-forward, and do not require a complex tax code to implement. Flat income and/or consumption (sales) taxes can easily be manipulated up or down overall for these top 2 uses. Furthermore, there is clarity when these uses are invoked. For spending, we publish a budget. For fiscal policy manipulation, the official economic agency (The Fed) publishes their outlook and agenda.Use # 3 is controversial because there is no Constitutional definition for the appropriate level of wealth re-distribution, and the very concept of wealth re-distribution is considered by some to be inappropriate and unconstitutional. Thus, the goal of wealth re-distribution is pretty much hidden in with the actions and policies of Use #4 (social policy manipulation).Use # 4, however, is where the complexity enters the Taxation system. Policy implementation through taxation (or through spending) occurs via legislation. Legislation (law making) is inherently complex and subject to gross manipulation by special interests during formation and amendments. Legislation is subject to interpretation, is prone to errors (leading to loopholes) and both unintentional or intentional (criminal / fraudulent) avoidance.The record keeping and forms referred to in the question are partially due to the basic formula for calculating taxes (i.e., percentage of income, cost of property, amount of purchase for a sales tax, ...). However, it is the complexity (and associated opportunities for exploitation) of taxation legislation for Use # 4 (Social Policy implementation) that naturally leads to complexity in the reporting requirements for the tax system.