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Sinkhole Loss Coverage SelectionRejection Form American Integrity

Sinkhole Loss Coverage SelectionRejection Form American Integrity

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hey guys this is Matthew wels I'm sitting today with Jim Martin who's um our resident personal lines expert here at the Welch group and uh today we're going to be talking about sinkhole versus catastrophic ground collapse and the difference between the two so Jim if you don't mind just take a few minutes tell the people who are watching this the difference between the catastrophic ground collapse and the sinkhole endorsement all right very good uh your basic Florida homeowners policy Matt comes with catastrophic ground collapse and basically it says there is a sinkhole if four things happen uh structural damage to the foundation and the home itself uh sudden collapse of the ground that's got to be visible to the naked eye and then um in this case the county Pesco where we are would condemn the property or whoever that governing body is uh what's often referred to as sinkhole coverage is actually an endorsement that says not only will we p

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