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You are 67 years old and earned the absolute minimum amount to qualify for SSA (social security) benefits. How much will be your monthly SSA payment assuming that you will not receive any SSI or supplemental benefits from your state?Your question intrigued me, because I’m a numbers geek. And, since I had a spreadsheet open I thought I’d give it a whirl.In order to “earn the absolute minimum amount to qualify for SSA”, we need to look at what made up a quarter of coverage for the individual, age 67. This was readily available from SocialSecurity.gov, as is the data required to index these figures.In laying out the minimum quarters for the individual, I determined that the minimum earnings to accumulate 40 quarters would be found by earning the minimum amount for four quarters in the years 1971–1977 (7 years, or 28 quarters), and then 1979–1981 (3 years or 12 quarters). This results with a total earnings of $4,840.A note about the quarters of coverage: Prior to 1978, a quarter of coverage was $50. Because our individual was 20 in 1971, that’s the first year he could have started accumulating quarters of coverage. Beginning in 1978, a quarter of coverage was $250, and has been indexed every year since then.After indexing the earnings, the total indexed earnings are $19,286. Averaging the top 35 years (as is the method for developing benefit amounts) and dividing by 12 we come up with an AIME (average indexed monthly earnings) of $45.90. Applying the bend points, we have a PIA of $41.30.Since your individual is 67, he or she was born in 1951, so FRA is 66. At age 67, due to Delayed Retirement Credit of 8%, the individual would be eligible for a Social Security benefit of $44.60 per month.Edit: minor factual correction.
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People also ask
What day is SSI paid?SSDI Payment Dates If your birthday falls between the 1st and 10th of the month, you'll receive SSDI benefits on the 2nd Wednesday of every month. If your birthday falls between the 11th and 20th of the month, your benefits will come the 3rd Wednesday of every month.
Will SSI checks come early for January 2019?2019 Disability Benefits Payment Schedule The Social Security Administration has published a. ... If your birthday is from the 21st to the end of the month, you'll receive your benefits payment on the fourth Wednesday of each month. Supplemental Security Income (SSI) benefits will arrive on the first of the month.
What day does SSI checks come out for January 2019?For people who receive SSA & SSI benefits and have a normal payment date of April 1, 2019 from the US TREASURY, their January deposits will post as early as March 28th.
What day do SSI checks come for January 2019?2019 Disability Benefits Payment Schedule If your birthday is from the 1st to the 10th, you will receive your payment on the second Wednesday of each month. If you were born between the 11th and the 20th, your benefits will arrive on the third Wednesday of the month.
How is Social Security deposited?Social Security checks are deposited on the second, third, or fourth Wednesday of each month, depending on your day of birth. The Social Security check schedule works as follows: If you were born on the: 1st\u201310th of the month: Expect your Social Security check to be deposited on the 2nd Wednesday of each month.