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No Credit File D Insufficient Number of Credit References Provided Garnishment Attachment Foreclosure Collection Action Or Judgment Repossession or Suit Excessive Obligations to Income Insufficient income for Total Obligation Unacceptable Payment Record on Previous or Current Mortgage Lack of Cash Reserves Delinquent Past or Present Credit Obligations Bankruptcy Past or Present Information from Consumer Reporting Agency EMPLOYMENT STATUS Unable to Verify Employment Length of Employment...