How do I fill out an application form to open a bank account?

I want to believe that most banks nowadays have made the process of opening bank account, which used to be cumbersome, less cumbersome. All you need to do is to approach the bank, collect the form, and fill. However if you have any difficulty in filling it, you can always call on one of the banks rep to help you out.

Why would a bank mail me an SSA-89 form to fill out for a new checking account after it's already been opened with money that's already been deposited (and even though I'm already an existing customer)?

Why would a bank mail me an SSA-89 form to fill out for a new checking account after it's already been opened with money that's already been deposited (and even though I'm already an existing customer)?Banks have rules regarding knowing their customers that they must comply with or face penalties. In all likelihood the SSN on your account was flagged for some reason or another. Maybe it was mistyped, or maybe you’re using a fake SSN. Either way, the bank is going to want to see documentation of your SSN or they’ll have to restrict or close the account.You should get ahold of the bank to avoid any hassles with the funds that are in there or any transactions your had set up.

How does one approach a bank to get them to open a new branch on my property?

Banks can not open branches wherever they like. They have to obtain license from Reserve Bank of India.Meet the high officials of Premises or Establishment section of different Bank's Regional offices located either in your town or nearby big city/ town. Find out if they have a license in your area and if so, what type of premises they are looking at. If your place foots the bill, then you can initiate a dialogue, followed by inspection by bank officials, negotiations etc.For existing bank branches in your area, find out from the Manager if they are thinking of shifting because their existing lease might expire shortly or they want a better space. If yes, take the name and contact details of the officials who take the decision and meet them.If your place is selected, banks also consider giving loans for development of your property or for your personal/ business needs, to be repaid out of future rent. Engage a lawyer to guide you on the lease agreement, specially on clauses like maintenance, renewal of lease and increase in rent at agreed intervals. Don't sign on dotted lines.

How much does going out in NYC for New Year's Eve typically cost on average?

Well, since the largest single group goes to Times Square for hours. I'd say $20. $10 each for your two drink containers that will be used later for urination.Many others visit a house party or two. A good bottle or more will suffice ($20-$100). Hosting will set you back a bit. If you hook up with an office party with a view of the festivities than it'll cost $0.Then there are the people who go out to a fine restaurant, clubs and bars. ($100-$10,000). Enjoy!

When you apply for a credit card on the phone, does the operator simply fill out a web form the way you would if you applied online? Or do you get to explain situations if you are denied at first?

Don't waste your time calling in, just fill it out online yourself. Your financial details and credit score are put through an automated system. Your credit history does all of the explaining for you unfortunately. Also, ditto to what Bryan said about higher end cards, they will actually take the time to verify your income and personal assets in some cases to offset tarnished credit.

How can a new programmer understand the concepts behind the bubble sort algorithm? Does not understanding bubble sort on my first attempt mean I am not cut out to be a programmer?

There are several types of programmers:The ones that are good at algorithmsThey'll implement bubble sort, graph traversals, shortest paths, data structures, data flows, data transformations, etc.The ones that are good at implementing business logicThey'll implement whatever wacko idea your customer comes up with and translate that idea into domain models, databases, data validation, user interfaces, etc.The ones that are good at archeologyThey'll maintain the mess that the previous programmers have built years ago. They use their intuition to guess what on earth these 5 obscure lines of code may mean and whether they can delete them or move them, etc.The ones that are good at testing (or security)They'll think of hundreds of edge cases to try to break the work of the previous programmers. They're the expect the unexpected kind of person who will come up with data input configurations that are almost impossible but will cost your business lots of money if they do happen.The ones that are good team playersThey'll help the whole team in exchanging knowledge by being sociable. They'll install tons of tools for everyone, they'll promote documentation and trainings, perhaps do a fair share of documentation themselves. They'll bridge the gap between business/customers and programming, translate between those languages.You're not good at bubble sort? Don't worry...I've written down 5 random categorisations of programmers. Of course, there are programmers that are good in several categories. Now, if you're not good at implementing bubble sort, you'll be a poor programmer of category 1 only. Most every day work is done in other categories, so... Don't worry.However, if you're at a job interview, and the company is as unimaginative as to only check for the bubble sorting skill, go look for another job. No company should restrict their assessments to check for skills only in a single category. They might be missing all the team players or legacy rock stars.

Does it hurt horses when you put a shoe on them? When you reshoe a horse and pull the old nail out to put a new one in, do you put it in the same hole? If not, how does that hole heal and fill on its own?

No, shoeing a horse causes no pain. Horse shoers, also called farriers, are well trained to perform all aspects of hoof care and balancing for soundness, comfort and correct movement. The old shoes are removed by filing away the clinches (more about clinches later…) and then pulling the old shoe along with the old nails.The horse’s hoof is constantly growing so before applying new shoes the shoer trims away the excess hoof wall. Often this means cutting off about 3/8 inch of hoof. The bottom of the hoof, called the sole, also grows constantly and needs to be trimmed; so after the shoer removes the mud and debris from the cleft of the hoof he or she will carefully trim the sole and frog (pad) to remove the excess and deteriorated hoof material. It is kind of like giving the horse a pedicure, but much more complicated because the hooves must be shaped correctly so that they land, break over and travel in a balanced manner as the horse moves or runs. Each hoof is different and each horse moves differently, too, so the shoer must shape each hoof to aid the horse’s movement.The old shoes are not put back on as they will have been worn thin, even though they are made of metal. Horses are heavy and apply a lot of force and friction to their shoes!Each of the new shoes is carefully shaped to match the shape of each hoof. That way, the shoes don’t interfere with the careful shaping and balancing of the hooves.The shoes are held on with a very special kind of nail. If you look at a shoeing nail closely you will see that the shaft of the nail is not round. It is rectangular with flat sides that taper to a very sharp point. On one of the wider sides of the nail you will see a pattern of parallel lines that have been scored into the metal, giving that side a distinct texture. When the shoer places the nail he or she makes sure that textured side is turned to face the hoof wall. As the nail is driven into the hard, insensitive hoof material that textured side causes the nail to bend. As a result, the tip of the nail exits the hoof partway up the hoof wall - generally about 3/4 inch above the shoe. (Since 3/8 inch hoof material was cut away the old nail holes are now out of the way for applying new nails.) As soon as the nails are fully driven into and through the hoof wall, the shoer cuts off the exposed points of the nails and then bends the remaining stub firmly down against the hoof wall and smooths off any rough edges to avoid them injuring the horse. It is the bent nail shafts, called clinches, that hold the shoes in place.

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