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hi this is david henson from hensonfuerst personal injury attorneys in another video I spoke about liens and how they can reduce the amount of money that you end up with after a settlement in addition to those medical provider liens you also need to be aware of what are called subrogation interests which are claims that may be made by your health insurance company if you think the word subrogation sounds scary you're not alone and unfortunately subrogation is scary essentially subrogation means that your health insurance company can make a claim to get repaid for medical bills that they paid on your behalf if the claim is valid it can dramatically eat into your portion of settlement dollars got that your health insurance company which collects premiums from you year after year with the promise of paying for your medical bills wants their money back from your settlement does that sound fair to you well it shouldn't because it is unfair and yet another insurance company ripoff now before

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