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What is Schedule of Indebtedness Form

What is Schedule of Indebtedness Form

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Sometimes the most complex part of a financial model is the debt calculations. So there are a couple of functions in Excel that can help you with calculating what your repayment is going to be. Probably the one that's going to be the most useful is the Pmt function or payment function. And that's going to tell you how much of the total amount that needs to be paid to repay the loan over a period time. So let's say, for example, the interest rate was 5.45%, and we have a loan of $950,000 over 25 years. So we can use the PMT to calculate what the annual repayment is going to be. So we'll put in the rate here. It's going to ask us for the number of periods. The present value is the loan amount or the amount that is borrowed. It's going to ask you for the future value, and that is usually zero, unless, of course, you have a balloon payment or you want to have an amount owing at the end of the period. Most of the time that's zero. And

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