
Legislative Guidelines and Model Law Model Regulations Form


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People also ask
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Why was the NAIC suitability model created?
In order to ensure the insurance needs and financial objectives of consumers were appropriately being addressed at the time an annuity sale or replacement took place, in 2003, the NAIC adopted the suitability model, which set forth standards and procedures for recommendations to consumers that result in a transaction ...
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What is the main objective of the NAIC?
The NAIC is headquartered in Kansas City, Mo., with executive offices in Washington, D.C.3 The group says its regulatory goals are to: Protect the public interest. Promote competitive markets. Facilitate the fair and equitable treatment of insurance consumers.
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What is an example of a model law?
One early example of a model law was eugenicist Harry H. Laughlin's Model Eugenical Sterilization Law. In 1922, he published the book Eugenical Sterilization in the United States whose purpose was to persuade state legislatures into passing sterilization laws, which it also did.
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Who does the NAIC model regulation apply to?
This model regulation is applicable to all insurance policies and subscriber contracts issued or provided by a carrier on a group or group-type basis covering persons as employees of employers or as members of unions or associations.
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Why was the National Association of Insurance Commissioners created to suggest laws?
Final answer: The National Association of Insurance Commissioners (NAIC) was created to suggest laws that would decrease the complexity of insurance regulation and strengthen the insurance industry.
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What is the purpose of the NAIC's insurance data security law?
This Act shall be known and may be cited as the “Insurance Data Security Law.” A. The purpose and intent of this Act is to establish standards for data security and standards for the investigation of and notification to the Commissioner of a Cybersecurity Event applicable to Licensees, as defined in Section 3. B.
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What is the main reason for the NAIC model legislation?
The NAIC model law development process helps provide uniformity while balancing the needs of insurers operating in multiple jurisdictions with the needs of consumers.
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What is model regulation?
An act is designated as a “Model” Act if uniformity may be a desirable objective, though not a principal objective, and the act may promote uniformity and minimize diversity even though a signNow number of jurisdictions may not adopt the act in its entirety, or the purposes of the act can be substantially achieved ...
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