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are you struggling to pay your mortgage or know someone who is if the reason is loss of income from unemployment through no fault of your own illness death of a co-borrower divorce help may be available through the NC foreclosure prevention fund the fund is offered statewide by the North Carolina Housing Finance Agency a self-supporting state agency that provides affordable housing options for North Carolinians whose needs are not met by the market the assistance is free for homeowners in North Carolina and is federally funded through the US Department of the Treasury's hardest hit fund the fund can pay your mortgage up to thirty six thousand dollars for up to thirty six months while you look for work or complete job training assistance is provided in the form of a zero interest deferred loan forgivable after ten years in your home the program reinstates a delinquent mortgage pays your mortgage while you look for work or complete job training the fund also has resources to assist veter

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