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hi I'm Michele welcome back to finally revealed in this episode I want to back up a little bit and talk about a promissory note I talked about when you should get one and I realized some people might not know what it exactly is a promissory and it's PR o mi SS o ry not promissory like some people say but a promissory note is a document a piece of paper is nothing special it can be typed or handwritten it stems from the old-fashioned IOU and that is what that means I loan you money you owe me you you loan me money I owe you and I would write I owe you five dollars and sign my name Michelle and hand it to you and then you would have that to say hey I'm coming to collect you owe me five bucks give it fork it over well there are rules on when you need to have one for example for the statute of frauds which is covered on another video if you have an obligation or something that you went to in for somebody has borrowed a significant amount it has to be in writing if you want to force them to

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