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you hi this is Dan Thompson you might have heard of the term dividend before and you might have heard it when it comes to stocks but you may not have a full grasp on what that actually means when it comes to a whole life insurance policy well did you know that the term dividend actually started with whole-life companies way back in the 1800s the stock market kind of hijacked the term but it really started with permanent insurance so where does that again where does that term come from well it started with mutual companies that provided whole life insurance policies you can think of a dividend as literally sharing in the profits of that company that you have a policy with if you own a stock and that company pays a dividend you're essentially sharing in the profits of that company well if an insurance company is actually a stock company then those profits go to the stockholders not to the people who own the policies in a mutual insurance company you know who gets the dividends well it's

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