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Ameritas Dental Group EnrollmentChange or Waiver Form Lincoln Ne

Ameritas Dental Group EnrollmentChange or Waiver Form Lincoln Ne

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Instructions and help about Ameritas Dental Group EnrollmentChange Or Waiver Form Lincoln Ne

What is a MAC, MAB claim allowance? Dental insurance can be confusing, and we want to help make it simpler. The claim allowance helps determine how a claim is paid. If a dental plan has a MAC/MAB claim allowance, that means there is a maximum amount insurance covers for each procedure based upon contracted local dental costs. The amount insurance pays is the same whether you visit a network dentist or an out-of-network dentist. Let's use an easy life example to demonstrate. Let’s say you want to buy a Honeycrisp apple, which costs $2. And with your plan benefits, insurance covers $1 to buy the apple. You know that the network store offers the apple at a discount, which saves you $0.75. After the discount and insurance, you pay $0.25. The out-of-network store does not offer any specials on apples. After insurance, you pay $1. So, you have a choice. You can save money by going to the network store, or you can cover the additional $0.75 and get the apple from the out-of-network

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