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Work Smart and Live Well with an Array of American Express  Form

Work Smart and Live Well with an Array of American Express Form

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ladies and gentlemen thank you for standing by welcome to the American Express Q3 2024 earnings call at this time all participants are on the list in only mode later we will conduct a question and answer session if you wish to ask a question please press star then one on your touchtone phone you will hear a tone indicating that you have been placed in Q you may remove yourself from the Queue at any time by pressing star then two if you are using a speaker phone please pick up the handset before pressing the numbers should you require assistance during the call please press star then zero as a reminder today's call is being recorded I would now like to turn the conference over to our host head of investor in relations Mr cark ramachandran thank you please go ahead thank you Donna and thank you all for joining today's call as a reminder before we begin today's discussion contains forward-looking statements about the company's future business and financial

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