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Certificate Holders & Additional Insureds What's the Difference? Form

Certificate Holders & Additional Insureds What's the Difference? Form

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hi this is jerry becerra with barbary insurance brokerage and today we're going to talk about what an additional insured is on a certificate of liability insurance so first of all a certificate of insurance is only evidence of coverage it does not confer any special rights on the certificate holder at all and in fact if you look at the wording on the certificate itself it's going to have a disclaimer limiting the exactly what that certificate does what it is going to do is show who the insurance company is who the insured party is what the limits of liability are and then it's going to list a certificate holder and that certificate holder should be informed if that policy cancels however there's no obligation to do so if the certificate names somebody as an additional insured on the certificate that's fine and often acceptable to the additional insured however what you really need is an additional insured endorsement on the policy and often you w

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