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Attending Physicians Statement APS Form

Attending Physicians Statement APS Form

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my name is Cal Burgess founder of about Universal life.com when talking about the underwriting process of a life insurance contract it's important to understand why additional information may be needed sometimes information that comes back from the medical information Bureau will need further clarification or will fail to provide the necessary details in order to determine insurability in situations like these most Underwriters will ask for additional information from a doctor in an APS report now an APS report is an attending physician statement since the underwriter is requesting this information from The Physician sometimes there can be a delay on getting the information back to the underwriter depending on the timing of the request for example if the initial findings on a proposed ensured show that the individual had knee surgery or a knee replacement 5 years ago an APS report would be needed to determine the range of motion of the knee which could affect the level of insur

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