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all right i think we're we're at top of the hour getting ready to go hello and welcome to today's aeis webinar i'm truman esmin vice president of membership and solutions at aeis i'm thrilled to introduce this interesting and thought-provoking panel as the modern member advisory member based advisory organization we are in a unique unbiased position to bring together industry leaders from across the industry in a way others can't or won't all for the benefit of member and non-member carriers as well as our community of regulators and valued partners many will know that ais is at the forefront of new and emerging technologies that are improving data management and regulatory compliance processes for machine learning and artificial intelligence and blockchain we are acutely aware that technology is accelerating and influencing virtually every part of the insurance ecosystem right down to the customer buying decision today we have a

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