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Proposal 1 NMLS Resource Center Mortgage Nationwidelicensingsystem  Form

Proposal 1 NMLS Resource Center Mortgage Nationwidelicensingsystem Form

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let's talk about points more distinctly let's talk about discount points depending on the market this can be a very very prevalent thing that has to be discussed with a client so it's important that you understand it discount points can be temporary or they can be permanent so these are always calculated based on the loan amount so what are discount points I want you to think of an interest rate of let's say 5% well when working with the lender your client may be able to buy down the rate or if they're working with new construction they might buy down the rate for them or if somebody's selling their home they might be willing to buy down the rate these are the discounted points that will discount the rate that your client's going to get on their home loan

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