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People also ask
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Why would a seller do a subject to deal?
When a seller agrees to a subject-to deal, they're allowing you to take over their mortgage payments while keeping the loan in their name. This might sound strange, but it makes sense when you consider the pain points many sellers face: Foreclosure: Many sellers are in foreclosure and need a quick solution.
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What does the subject property mean?
Subject property is a term commonly used in the mortgage industry and refers to the specific property that someone is seeking to finance or refinance through a mortgage. This can include a house, condominium, or any other type of residential property.
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What does land mean in slang?
"to land" can mean to cause/get a positive response. The comedian's joke didn't land = the joke didn't get any laughs. So, here, "how does that land" is asking if the other players respond well to the person's quiet personality.
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What are subject to properties?
A subject to real estate deal is when you buy or sell a property with an existing mortgage. Under a subject to deal, the buyer takes over the property, but the seller retains the mortgage. The buyer makes mortgage payments for the seller, and the lender is not informed that the property has been transferred.
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What does subject to mean?
Subject to can mean "affected by or possibly affected by (something). Below are some examples of this use: Residents are subject to a $100 fine if they are caught littering. Clothing purchases are not subject to tax.
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What are the risks of subject to real estate?
Risks to Both You and the Seller – Seller: Faces potential foreclosure, which can severely damage their credit score and financial standing. – Buyer: Risks losing the property and any investments made into it, such as renovation costs or down payments.
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What is subject and non-subject property?
If you're currently living in a home and looking to move to another one, technically, the home you're living in is considered the non-subject property since it's the property you're not going to take the mortgage out on. If you're currently living in the property and planning to sell it, it's pretty straightforward.
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What is a subject land?
Subject Land means the land to be SEVERED and the land to be RETAINED.
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