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StewartConsequential Coverage User InfoNew Limits Form
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People also ask
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What are the three most common types of title insurance?
Types of Title Insurance Policies Lender's Policy. If you've ever mortgaged a home, chances are you were required to purchase a title insurance policy. ... Owner's Policy. However, as a buyer, you also want to protect your investment -- and the ownership rights that come with it. ... Customs. ... Refinance Transactions.
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What is StewartPROTECT?
StewartPROTECT is for homeowners and lenders who desire additional protection from losses due to errors or omissions made by their legal professionals with respect to the legal services provided on Stewart Title insured real estate transactions.
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Is title insurance the same as homeowners insurance?
HOW IS TITLE INSURANCE DIFFERENT FROM HOMEOWNER'S INSURANCE? One of them is concerned with the ownership rights to the property, while the other one provides protection if there is a loss on the property itself. TITLE INSURANCE provides coverage against loss due to liens and defects on title.
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What is guaranteed to a home buyer who purchases title insurance?
Title insurance is a contractual obligation that protects against losses that occur when title to a property is not free and clear of defects (e.g. liens, encumbrances and defects that were unknown when the title policy was issued). Title insurance also guarantees loan priority.
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Is title insurance mandatory in California?
Since title insurance is required by your lender, the lender should specify the type of lenders policy required.
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Does title insurance cover a leaking roof?
Standard Exclusions/Exceptions Title insurance is not a home warranty product. It does not guarantee that the house and other improvements located on the property are well built. Nor does it guarantee that there are no defects that will need repair (e.g., leaking roof, foundation issues).
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