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People also ask
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What is a power of attorney in South Carolina?
A South Carolina Power of Attorney (PoA) is a legal document that grants a selected person or organization the authority to handle your finances, such as accessing your bank account(s), buying or selling property, and signing contracts.
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Does SC require an attorney for real estate closing?
In South Carolina, conducting a real estate closing is considered the practice of law and must be supervised by a licensed SC attorney. Here are a few reasons why having an attorney is advantageous: Legal Expertise: These transactions involve a considerable amount of legal documentation.
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What is Section 37 10 102 of the SC Consumer Protection Code?
Pursuant to section 37-10-102 and Administrative Interpretation 10.102(a)-8302, whenever the primary purpose of a loan that is secured in whole or in part by a lien on real estate is for personal, family or household purposes, the creditor must ascertain prior to closing the preference of borrowers as to legal counsel ...
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What is SC Code 37 10 102?
Attorney's fees and other charges on mortgage loans for personal, family or household purposes.
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When must you disclose the South Carolina Attorney Insurance Preference Form?
Regardless of the method used, the form or the information to be included in the form must be definitively communicated to creditors prior to loan closings. Creditors are considered complaint with the statute when the form is complete with requested selection information, consumer signatures and date signed.
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