Get And Sign City Or Town, State Or Province, Country, And ZIP Or Foreign Postal Code if Foreign, See Instructions 2015-2021 Form
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FAQs 2015 5500
How 500 and 1000 rs banned will help to remove black money if big portion of black money is out of country or in form of foreign currency or gold?FAQ on 500, 1000 Rupees note recall (demonetization). Long one, please spend 15 minutes to read and also please share to all educated people and explain it to others.Ø Is this the first time demonetization happening in India?No, this happened 2 times already. 1947 and 1978.Ø If it’s not the first time, then how it will bea success this time?Unlike last 2 times, we have sophisticated Technology now, which can track, monitor and flag anything and everything related to your financial transactions and also Income Tax department and RBI are more active and vigilant under current PM.Ø Why I should support PM with this move this time?It may not benefit you immediately. You need to wait at least 2 to 3 years to see the difference. See last question and answer for more information. It’s all for our future generation.Ø There is lot of pain and there will be side effects.Yes, we have credit cards and can survive with that in metros and big towns, we need to understand the pain people are experiencing in other parts of the nation. All of a sudden their hard earned money became worthless. But on other hand, assume this move as a therapy for a blood sucking disease (black money) which will not be cured by other means and someday it will kill that patient (our nation). So, therapy will be painful and will have side effects for few days. We need to bear this instead watching our nation pulled down by the blood sucking culprits day by day.Ø What is the psychology under this move?There are 3 kind of people in this world. 1. Always honest, 2. Always dishonest and 3. Others like you and me.First 2 (Always honest, always dishonest) stay like that whatever happens and they are about 10% each in our society.Remaining 80% people like you and me who don’t belong to those 2 categories, will swing to honest or dishonest based on circumstances.So, if a government and/or its employees are dishonest, we tend to be dishonest and avoid paying taxes, break rules and disrespect others wherever possible.Now, we see a bold, honest PM, so, most of those 80% including you and me and government employees will try to act honest which is good for our society.Ø Is it a sudden decision by PM?No, it’s not an overnight decision, whatever happened (Jan Dhan Yojana for bank account to all, Convert post offices to banks, foolproof Aaadhar for all, Real Estate Bill, GST, Benami transaction Act, Income Declaration Scheme, signNow gold, NGO and public trust scrutiny, sophisticated technology to Income Tax department and RBI, More powerful Income Tax Department, Rupees demonetization) and whatever is going to happen (hopefully more reforms on the way) are very well planned by people working under PM.Ø If it’s not Sudden, then many high profile people knows this before and converted their black money to while right?No, as per media reports, only few high profile people in government knows this from the beginning (March 2016). Even MPs came to know just 1 hour before PM; s announcement in TV. So, there was no leak.Ø Why government introduced 2000 Notes, won’t it increase black money in future?There is NO GPS tracker in new notes. But, RBI will print only limited notes this time. Also 2000 is needed so it signNowes common man quickly during this 50 days window. Daily ATM withdrawal limit is 2000 per person, so, one note is enough per person and fully loaded ATM can serve many for few days.Also, from now culprits won’t hide their black money using currency, because they know that government can recall it any time overnight.Ø Will Black money in Gold, Real estate andBenami increase?Like mentioned above, it’s not a single step. There are many plans in pipeline, eventually everyone will be paying proper tax to government very soon regardless of the mode of black money holding.Ø What about black Money parked in Abroad?We can’t do much about this one expect believing nothing more will be sent to abroad from now. Also people can’t bring them to India and enjoy that black money parked in abroad for sure, if they do so, they need to pay taxes in India. All PM trips to different countries are for blocking black money and tightening security deals and economic ties.Ø What are the options available for Culprits?Either culprits can deposit the money to bank and pay 60% in tax OR burn the notes and its equal to paying 100% tax to government. So, in any case nation will benefit. Second case is much easier for and more benefit for our nation.https://www.quora.com/If-I-burn-a-1000-rupee-note-will-India-get-poor-by-a-thousand-rupee-How-will-it-affect-Indias-GDPØ Will Culprits get around the system and make their black money white?Exchange up to 4000 Rupees per day was the only concern, because random/fake ID cards can be used for this. But, most banks/post offices asks people to create accounts first and then deposit money and then only withdraw, its brilliant idea because everyone will open account and get debit cards.Also, in other banks which allows exchange, people exchanging money are getting only hundred rupee notes, so, a culprit with crores of black money can’t get away with hundred rupees notes. For now, it looks like foolproof, but anything can happen in India.As per media reports culprits are making anonymous donations to temple trusts and opening back dated fixed deposits in non-computerized co-op banks, but eventually they will get caught.Also, please sign the ID proof copies you are giving to bank, so, they can’t be used again for some culprits.Let us hope for the best and report and incident to RBI, Income tax department or Police.Ø Should Aam Aadmi/small businessmen be worried about tax scrutiny?No, cash deposit more than 10 lacs in a year in your bank accounts are intimated to taxmen. So, you don’t need to worry about deposits till 10 lacs. At, worst case you need to explain to the taxmen that these are your lifetime savings and pay taxes if demanded. No need to worry for being honest.Ø What will be the future of cash Transactions?Government will force everyone (buyer and seller) to open bank accounts and use debit/credit cards. So, everything will be accounted and taxed properly. This will benefit GST.Ø What benefits I can expect out of this move?Below are our dreams and let us hope for the best. Not only IT, all other engineers (civil, mechanical, electronics, electrical) will get jobs, and other graduates and non-graduates, uneducated will get job based on their education.In the long run, in the absence of black money, prices will come down for goods and services. From food items to real estate, everything will be affordable. Loans will be available at less percentage. (Like 2% in USA). Infrastructure will be improved (Imagine about getting affordable on demand confirmed tickets in super-fast trains running through cleaner stations, instead paying thousands to private Omni bus mafia and toll booths).Government can reduce Income Tax and corporate tax rates. So, more income for salaried class (government, police and private), Army. With more salary and benefits, government officers and Police will treat public with respect and no queues in government offices due to automated process. Imagine a traffic constable treating you with respect.All mafias (school mafias, college mafias, mining mafias, real estate mafias etc.) will be gone and only honest businessmen will survive and they will play tax properly. In Worst case Mafias will may start paying taxes.It can also stop Terrorism (In Kashmir stone-pelters were given 500 Rupees Indian notes printed in Pakistan) and Fake currencies.Subsidies and free items from government can be stopped.India will become a super power.