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Unum Long Term Disability Insurance Study Worcester Polytechnic  Form

Unum Long Term Disability Insurance Study Worcester Polytechnic Form

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hi i'm attorney cesar gavidia and i'm here with my colleague rachel alters and we're going to talk to you today about unum and the independent medical exam process so unum's contacted you they would like to schedule you for an independent medical exam what can you expect rachel what are a few things that a claimant or an insured should be aware of when unum's contacted them and they want to schedule them for an independent medical exam well cesar they need to be aware that most number one they they have to cooperate with the insurance company with unum's request if they don't go through with the independent medical examination unum can use that as a reason to deny their benefits first second of all um they need to be aware of the fact that unum most likely has not provided the doctor with all of the medical documentation that's necessary for the doctor to get an accurate history of the claimant's you know medical i

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