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GIFT LETTER Hallmark Home Mortgage  Form

GIFT LETTER Hallmark Home Mortgage Form

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Instructions and help about GIFT LETTER Hallmark Home Mortgage

today we're going to be talking about how to use gifs to purchase your first home now many first-time buyers don't realize they can use a gift for their down payment and their closing costs so we're going to talk about the loan products that allow gifts so as a first-time buyer there's several products in the market you have a conventional loan which is a traditional mortgage you have an fha loan which is a government loan fha stands for federal housing administration loan and then you have a va loan which transports veteran affairs law now the question is who can give you the gift the donor can be a relative mother father sister brother could be a spouse a fiance a domestic partner or even a child could give you a gift now how to receive the gift this comes up a lot with first-time buyers is that do i do it before i close do i do it before i go out and purchase your home you always recommend that that is part of your pre-qualification process but the mo

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