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APPLICATION for ENROLLMENT More from Yimg Com  Form

APPLICATION for ENROLLMENT More from Yimg Com Form

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ing to a recommendation by Morning Star new retirees can safely withdraw 4% of their retirement savings annually over the next three decades without running out of money this is the highest safe withdrawal percentage since Morning Star started this research the withdrawal rate is based on a retirement portfolio consisting of 20 to 40% stocks 10% cash and the rest in bonds with a 30-year time Horizon retirees who take measures to increase their non-retirement portfolio income through strategies like delaying Social Security or working longer will be best positioned to employ variable spending and withdrawal strategies however it is important to remember that the 4% withdrawal rule is not a one-size fits-all solution and individual circumstances should be taken into account

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