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 MERIDIAN FUNDS REQUIRED MINIMUM DISTRIBUTION ELECTION FORM 2020

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Today's Cardinal lesson is about Required  Minimum Distributions, or the acronym RMD,   and so it's talking about your IRA, your 401k,  and what is qualified money that money that you   haven't paid taxes on. A lot of people just skip  studying about this, they're somewhat familiar,   but they don't really get into the nitty-gritty  until they reach age 72, and that's the year that   they start it, used to be a little earlier than  that, it's now age 72, so the year you turn 72,   you got to start taking some money out of your  IRA. Now we've done a little calculation here   as an example, somebody who's 72 years old,  that had $100,000 on the last day of the year   in 2020 a balance in their account, their minimum  distribution is going to be $3,906, almost 4%,   just a little short of that,  that's where they start,   and through the 70’s they don't rise quite a bit, 

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