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Visa Credit Card Authorized User Request Form Parsons Federal Parsonsfcu

Visa Credit Card Authorized User Request Form Parsons Federal Parsonsfcu

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you may say well how can i go and build credit if i don't have any credit and this is where adding yourself as an authorized user comes into play so let's say you have a friend your relative your mother your bae your boo they have a credit card for five thousand dollars they pick up the phone they call the bank and say hey i want to add so-and-so to my credit card they do not have to give you the car they can keep the car in case they're worried about you spending it or using it or whatever the case may be now they have a five thousand dollar credit card the card is six years old they've been making payments on time for six years which also means they have payment history on top of that they have a zero balance which means the credit usage is low so imagine adding yourself as an authorized user then adding yourself on those vendor accounts your credit score literally can go to a a ghost file to a 750 credit score in the next 30 days

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