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gentlemen Florida Thank You mr. chairman chairman rocky I'm looking at the report that you handed out this morning and as one of you could take your copy and turn to page 26 okay there's a table on page 26 which consists of your balance sheet and one of the entries on the balance sheet is under assets central bank liquidity swaps which shows an increase from the end of 2007 from 24 billion dollars to 553 billion dollars in change at the end of 2008 what's that those are swaps that were done with foreign central bank's many many foreign banks are short dollars and come into our markets looking for dollars and drive up interest rates and create volatility in our markets what we have done is with a number of major central banks that European Central Bank for example we swap our currency dollars for their currency euros they take the dollars lend it out to the banks in their in their jurisdiction that helps bring down interest rates in the global market for dollars and meanwhile we're not

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