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hello everyone i'm glenda a certified financial planner with cameron downing a registered investment advisory firm in Miami Florida today's topic is the 457 plan this will be of special interest to those of you who work in the public sector a 457 plan named for that section of the tax code is a retirement savings plan which can be available to generally state and local public employees as well as to upper management of non-church controlled tax-exempt organizations there are two kinds two versions they are similar to qualified plans and that deferrals are done on a pre-tax basis and any growth in the account is not taxed until it's ultimately withdrawn and then at ordinary income tax rates the limits for employees to defer salary into the 457 are the same as for 401ks and 403 b's up to 100 percent of compensation capped at 18,000 and 2016 now here are a few very important points there's no coordination with deferrals between your 401 K in your 457 meaning you have two separate and unre

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