Get And Sign Stae Of Californai Well Completion Report 2006-2021 Form
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Have you ever taken business trips with a colleague who was totally unprincipled while "on the road?"I was surprised when my straight arrow boss, non-drinker and non-smoker, took out a sample-sized pack of cigarettes at the Denver Airport and started chain-smoking as he sipped his Manhattan at the airport bar. We were headed for a week-long exposition in Toronto and I was chosen to travel with the EVP. A few people had smiled when I told them of the upcoming junket.We stayed in separate rooms, thankfully, but the rest of the time we traveled together. Once we arrived in Toronto, I never again saw him sober after the noon liquid lunch, so we conducted all of our high-level meetings in the morning. He showed up well-scrubbed but red-faced.A drunk is very poor at planning normal tourist events so I was the one buying baseball tickets or getting us to the CN Tower. He was the one slinking off for a smoke or a drink. He was the one who tried to sue a restaurant when his drunken gesticulations caused a server to drop a tray of drinks into his lap as we waited for our meals.Then it ended. We boarded our flight home to the Mountain West and he put away the cigarettes, rejoined me in the non-smoking section of the plane, and drank Diet Coke for the journey back. His wonderful Mormon wife met us at the airport and he handed her the gift I had helped him pick out in Toronto. And we never talked about it again.
Why do many people in the US have so much resentment about the meager governmental benefits that the poor receive?I am one of the “poor”.I wasn’t for most of my life - I worked as a mechanical engineer and, according to the IRS, had paid taxes since I was 15 and a half and a lifetime’s earnings that stretched into millions of dollars of income (again… that’s income over my working life combined)… then I get hit by a truck and can no longer work. Yes, I have money in savings, but my monthly disability check is less than what I earned in three days of my work.During the beginning of me being on disability, I tried to give back to the community in any way I could - to make myself feel that I was not totally worthless.I volunteered at a local church food bank (two hours per month). The policy was one bag of food per month per person in the household. This food was bought by monies raised by donations to the church and donations from local grocery stores (day-old bread and canned food with a little ding or dent, etc). It was all good food, not C-rations from Vietnam.On one day (it happened all the time, just not at this level), a woman comes in with the proper proof of family size… eleven children and her parents… so fourteen bags of food… she came late on the last day of the month (we had four hours twice a month). We had run low on many items we included in the bags of food.The way this operation worked was: people line up and we open at noon. As people stand in line, volunteers hand out “menu” slips to make sure people did not get food they were allergic to or could not eat (for Kosher/Halal reasons or even no hard food for people with no teeth). It was well-planned… but if we were out of items, we were out. It wasn’t like we could call the grocery store and demand them to make an express delivery or anything…Back to this woman… she had her hair with a very nice weave. Long fingernails that had been expertly manicured and was definitely NOT wearing rags… as she received her bags of food (volunteers helped carry them to her fairly new Mercedes SUV), she complained that her kids do not eat green beans! Why green beans? Last month she got green peas that her kids like, but they won’t eat green beans! She demanded we go out to the store and BUY peas right now.BTW, before we could even offer to take the bags to her vehicle (it was our policy to do it anyway), she blurts out that she is disabled and in now way can carry even ONE bag by herself… I had also overheard her boasting to another person in line about how she gets welfare for each of her dependents (11 kids and her two parents)… for those outside the US, that’s about $10,000 per month in “meager government assistance”.… and she wants the FREE food to be swapped out for something else?Another incident happened at the “Social Services” office.I was there to get a form to fill out regarding my disability… a woman behind the counter had brought in THREE trays of cookies for the people in line.This woman was in front of me. She sees the cookies and asks the woman behind the counter if they are free. The woman says “Yes” and then they go about filling out the forms she was there for… as she leaves, she again asks, “These are free?” the clerk nods and says “Yep, I bring in cookies every day for the people in line”. Without hesitation, the woman in front of me picks up all three trays and dumps every cookie into her large purse as she says “My kids will LOVE these treats”… and walks away.Why do people have a low opinion of those in the US who receive “meager” benefits? There are people who use the system to get everything they can and abuse the generosity of taxpaying citizens.I have a couple more similar stories, one even worse than the two above combined, but I cannot type anymore.People see these stories of those who game the system for additional benefits, or outright cheat the system… demanding a food bank provide peas and not green beans when it’s free food… and you drive a MERCEDES?Taxpayers pay into the system that provides these “meager” benefits, and when they see how the people receiving those benefits cheat and scam the system ending up making MORE than the people being taxed to pay for their aid, it garners some resentment… “Why should I work my butt off, lose a third of my income to taxes, and these people who benefit from my work (via taxes) live better than I do? Why should I work at all?”“If they can afford bi-weekly hair weaves, top-end manicures and drive luxury cars, why do they need money from those working hard every day?”Not everyone games the system, but many do and get away with it. When caught, it makes news… therefore, the regular working “Joe or Jane” only sees the people getting benefits who are nothing but cheaters… the news does nt report about the normal welfare recipient or disabled person, they only report the schemers… and that is the only thing regular Americans see, so the resentment is justified in a way.If the regular American saw how MOST benefit recipients lived, they would see it in a completely different light.
What was your experience being a bank teller?What you experience as a teller seems to vary on not only the bank you work for, but the branch you work in. For instance, my experience as a teller is probably very different than those in a lot of other bank branches because I work at a branch that has a lot of higher end clientele. We do a lot more catering and hand-holding than other branches do, and sometimes have to bend the rules a little to get things done.My day starts with me putting up my stuff in a secure area in the break room. If I’m opening, I disarm the alarms and do the morning walk-through with another teller. Then we deal with all the daily duties like getting the work together from earlier that week to send to the main office, putting together the sell for the armored truck, or auditing one of the many machines or vaults we have.I get out my drawer, boot everything up, finish putting the Nightdrops in the system, and then I wait. The morning is usually slow, so we spend a lot of time talking and trying to entertain ourselves… or trying not to fall asleep. Businesses show up a little later in the morning usually or throughout the day. And from there its an array of change orders, trying to sort out the mass of bills and checks sometimes neatly put together and sometimes crammed in a bag with such little care that it could take you 5–10 mins just to sort into some sort of order. But you get through all that and then you wait some more… and you wait some more…. and you wait some more… Given, a lot of branches are actually busy, so there is very little waiting involved, and much more trying not to lose your mind. But this is my branch.There’s a lot of checks being cashed, checks and bills being deposited, and people asking what their balance is. You get the occasional person bringing in their change to cash out. Or you get to let someone into their safe deposit box. That’s all the easy part of being a teller.The hard part is the questions you have to answer and the regulations that you have to follow. Telling people “I’m sorry I can’t do that,” and then having to try and explain why, because they don’t understand. It’s a lot of filling out forms. If I had a dollar for every slip I’ve had to fill out for someone I would’ve nearly doubled my paycheck every month. All of that is monotonous, though. And it can drive you crazy after a while. But the part of my job I really enjoy are those rare instances when I feel like I can actually really help someone. To put in the extra mile and teach someone who’s concerned about counterfeit 20s in her yard sale how to tell the difference between what’s real and what’s fake. To teach someone who doesn’t know English very well how to write out English numbers on his checks so he can pay his employees. It’s painstakingly going through every transaction with someone on their banking statement and showing them the result until they’re satisfied. It’s teaching high school kids how to fill out their first bank deposit form. It’s letting someone know their driver’s license is about to expire. It’s always been the small things that really make the job worth doing to me.But in between all of that, there are the vast arrays of signNowwork that have to be done every day. Phone calls for all the check, debit card, and foreign currency orders. Followed by writing out hold logs. Trying to fill private banking’s little tasks. Occasional product phone calls can be assigned, which can take anywhere from one minute to an hour and thirty depending on the number of calls and the type. There’s filling out the occasional credit card application for a customer or a direct deposit request form. Then there’s the federal reporting forms that have to be filled out occasionally depending on the circumstance. In our branch, we also get a large amount of loan work that gets sent our way, so that takes up some time as well—completing their transactions and being essentially front-line secretaries. There are of course sales goals to fill, but at least in my bank, my job doesn’t rely on me signNowing my goal.Even with all that seriousness, some of it can be very funny. Like the truck who ran over lane 4. Or the fact that our ATM is constantly on the fritz and has a taste for eating people’s checks. Or when we’ve accidentally sent two tubes to the same lane. Or that guy who came in wanting to withdrawal $2000 in 1s for a wedding… or someone who chose to deposit an entire tub full of coin. There are days when I go home wanting to scream, and then there are days when I smile from ear to ear, but in the end, I love my job. It may not be an end game for me, but I have very few complaints. I work for a good company, and for now, that’s good enough for me.As for advice… the only thing I can tell you is… try to find joy in the small things. Be kind and people will often be kind to you.
How can I apply for an internship at IIT Bombay?Full-scale guide to internship ahead. It will take 3 minutes.During my sophomore year( 2nd Year) of studies I did a lot of research on Internships, how to secure it and how to get a sure-shot success.I have compiled all the questions and how to work on themWhy should I do an internship?Ans: No, you don’t need to do one, internship are not burden that you should do. You can go and learn to play guitar, feel free to explore yourself during vacations.Internships are not only in Education, there are a heck lot of internships for Music, NGOs, Tutors, Dance(Yeah you heard it right). Now for all those in colleges( I mean study focused minded people), internships are a must ( yeah you heard me right, it is must- A recent update in rule suggested that you must have 3 internships).P.S. I have still done only one internship and still in search for 2 more (I completed my recent internship from France, CNRS).2. What internship should I do, I am confused?Ans: First of all you need to find your field of interest, it can be anything, yeah anything you like, it doesn’t depend on your course/career but on your interest.I have interest in Machine Learning , Computer Vision and Embedded Systems and I am in Electronics Branch.So, once you know about your field of interest you are perfect to go ahead to search for an internship.How to find my field of interest? Refer here : “How do I find out what my actual area of interest is?”3. Where to search an Internship and how to proceed?Ans: GOOGLE , it’s all.Nothing can help you more than google. Let me be clear, never go for sites like Internshala,Letsintern,InternXXX (I am not devoting this site, these sites have all startups and local companies and jobs that won’t help your enrichment rather will prepare you for 9–5 jobs believe me, I have experience) before searching them on your own.4. What are per-requisites? What should I have? A good SOP? A good CV?Ans: I will focus on basic things to keep in Mind.a. A good balance between CGPA and Skills will help you a lot. Don’t worry,if you don’t have a good CGPA, you must be talented with so many things then( Guitar, Singing, Dance—- yeah buddy you are talented.)b. Your focus in career, I mean what you want to pursue further.Just make a list of 4–5 topics you want to pursue further.c. Compile a list of projects you have done until the time you are going to fill the form.Put all the details about the project, how it works, under whom you have done it, what is its benefit.Projects can be anything: Have you created an applications based on your interest, a cool DIY project, an electronic game, a computer program—it entirely depends on your choice.I created aa TIC TAC TOE game and I quote it in my CV.d. List of your training and online MOOCs, if you did anything.(I am a regular user of Coursera, udemy, udacity, and edx.I keep on learning new things).Just mention these MOOCs and training wherever you get space.If you have certificates, feel free to include their links.e. The workshops, seminars you have attended.Do you know- Your curricular labs may add a lot to your form, but how? Suppose you are interested in Digital Signal Processing, and you attended Digital Signal Processing lab and gained 10/10, Go on quote it in the form.f. A Good Statement of purpose, describing what is your interest.g. A resume for yourself (max 2 pages).5. What is a good Statement of Purpose and How to make it? How to make a good resume?Ans: Follow here: How to write a successful SOP , How to Write a Statement of PurposeRest you can post your questions in comment section for some-specific field in SOP, CV.6. When should I start to search for an Internship for Institute and Well-known Companies?Ans : When Should I Apply for Summer Internships?, Most of the interships application begin from late December till Feb beginning.For institute specific internships, there are two waya) Fill the application form of the Internship Advertisement.b) Mail the professor.The application form is different for different Institute, regarding the mailing procedure - I will like to quote an answer:( Source : Tuhin Kundu answer)While writing a mail to an IIT professor, some blueprints and strategies should be kept in mind:Show your proven academic record. Your chances increase manifold if your CGPA is >9.0 Not to lose hope if you haven’t got it. Neither did I.Showcase the major projects you have undertaken in your undergrad till date.Share links everywhere in your resume and cover letter. Links to your LinkedIn, ResearchGate, Codechef, SPOJ, Github etc are pretty useful.Upload your project reports to a cloud storage such as Google Drive and share the links in your resume.The mail you are going to write is the most critical part and is usually known as a cover letter. Professors are only going to open and see your resume only if your cover letter is strong.Talk about the technologies you’ve learned, the projects you’ve done or are doing, the collaborations you have undertaken with professors at your own college in your cover letter. This section is the one that convinces the professor of your credibility.Avoid attaching your CV in your mail.Upload your CV in Google Drive and share the links. Emails from unknown sources usually end up in Junk folder of university emails.Make sure your email stays at top.Email professors late at night such that your email will be somewhere at the top when the professor logs in into his email account in the morning.Talk about your inclination and motivation to work under a certain area/domain. Convince the professor about why you want to work in that certain field.Repeatedly spamming a professor will be of no good.Filter out the professors who match your research interest. Mailing every single professor of the entire department may result into marking your email address as a spammer by the institute email filter.An example of mail to professor can be:( Source : Rahul Goradia Answer)Subject : Regarding Internship in Embedded SystemRespected Prof.____________Sir/Madam,I am ——- from ——— pursuing ___________ and willing to do internship under ______________ posted on website for duration _____.Sir/Ma’am, You are working in ________ domain and you have carried out ______ projects. You also take interns in embedded Systems.I am wish to start internship under our guidance. My curriculum includes ____ related subjects to embedded system. I have completed __________ projects. I will be available during whole internship and will be very sincere throughout internship. (You can add reference of your faculty as well.)It will be a great pleasure to work under you.Sincerely————.Now let us focus on my IIT Bombay Internship.Actually I received internship offer from IIT Bombay, IIT Gandhinagar and IIIT-Delhi in my 2nd Year.Focusing on IIT Bombay Internship.The IIT Bombay has two ways of internship1) Ekalavya Internship Program **EKALAVYA HOME Page (EKALAVYA HOME Page)2) By mailing to the professor of your field of interest.Let me describe both one by one and all things which you requireThe Ekalavy internship mentioned : Apply for the internship only if you are completing the 3rd year in April/May 2017. Students completing 2nd year, with exceptional academic performance and other achievements may also be considered.The procedure for ekalavya internship,a) Apply for the internship.b) If you get selected for the first round.Then wait my friend , there is one round more.c) The second round is an Online Test, I was guided a lot by my seniors for the test, they helped me a lot for the test preparation.d) If you clear the online test( which has medium difficulty), congo you got selected.In order to get an internship by emailing the professor, you can look on etiquettes on how to mail a prof., how to search for one, how to get in touch.I will add links to the mailing etiquettes soon.I will edit more details soon, rest you can comment on specific topics which you want to know about, I will be happy to help.I am a student majoring in Electronics and Communication branch.Also, let me add, your present college won’t stop you from getting an Intern anywhere ( A motivation for you).Edit 1:The Art of Emailing Professors to Secure a Foreign Internship ( Source : Internshala )Email is the most under-rated, under-used tool for grabbing an internship abroad. Read all about how to utilize it effectively!There are two definitive ways to bag an internship-1. Apply to various internship programs such as MITACS, DAAD-WISE, etc. Fill up your application form in the fanciest way possible and leave the rest up to fate.OR2. Write an email to a professor as a prospective intern/student.The latter might sound easier than it reads.Being resilient: Professors are busy people. Do not lose hope if your first, second or even third email goes unanswered. You have to be resilient while contacting professors.Timing matters: The time you send out your mail matters more than you think. Never email a professor during the weekends or Friday night; that might be a convenient time for you to email the professor but it is also the professor’s day off and your mail will get buried under the numerous other student’s applications. Professors tend to check their mail during their office hours thus increasing chances of a reply if sent out at such a time.Whom not to contact: It is advisable not to contact more than one professor from the same department as, if found out, it will dampen your credibility in the eyes of both professors.Be specific: I cannot stress on this point enough. In the subject heading of email, be sure to include the specific area you want to intern in. The professor shouldn’t have to scour through the email to search for what you want . If you want to do a research project under him/her, a subject line such as ‘2015 Prospective Research Intern for xyz subject area’ would be ideal.Funding: Most professors are reluctant to provide funding and understandably so; you are an unknown candidate with only words to prove your credibility. Typing out a politely worded, technical email will help your chances. Make sure there are no grammatical errors. If you are good at academia with prior work experience pertaining to their field, then getting funded becomes much easier.The email is all about you being a student that the professor absolutely HAS to offer a position. The real question you should ask yourself is: What can I do to make the professor respond to my mail instead of ten dozen others lying in his/her inbox? Here’s what-Start Early: Consider this. You contact professors in October for an internship that starts in January. Provided one responds, confirmation of a project takes time. There are official procedures to be considered, especially if it’s a funded project. Then there might be a matter of VISA which needs a few weeks at the least. In the end, you might find yourself racing against time to get the confirmation.TIP: If you want an internship offer by January of next year, you should start with your research six months ahead. Keep in mind the vacation timings for the countries you are targeting because most professors will have their automatic vacation responders on during these months. By the time they read their mail, yours will be more than twenty thousand leagues under all other emails.Target the right country: If you desire an international internship, you have to be smart while choosing universities. Some professors just don’t have the funds to admit you. So what’s the point in setting up base camp there?TIP: At the outset, select countries which are known to provide funding to students. For example, news and statistics show that of late, Canada is an emerging tycoon in the education sector and is allocating massive funds to projects. So it could very well be your next destination.Spam emails: Most emails from unknown addresses are flagged as spam and don’t even signNow the inbox. Professors also can’t be sure whether you are truly a student or a fake.TIP: One smart preventive measure would be to use your university email ID which identifies your first and last name and also has something like ‘@iitg’ or some such credible ending. This validates both points at once.Bulk emails: A lot of students have a huge list of professors and play chance with their emails. Writing a bulk email with a set format to all professors will only result in immediate deletion from inbox.TIP: Spell the professor’s name correctly. Get the honorifics right- Professors are usually ‘Dr.’. Salutations such as ‘Dear Dr.X’ or simply ‘Dr.X’ should be used. Write about what interests you in their body of work.Do your homework: Professing interest in someone’s work by saying ‘I would be really enthused to work under you’ has absolutely no bearing unless you give evidence to support it.TIP: Run through the body of work the professor has done, select one publication or project that overlaps with your interest and READ IT. Come up with some interesting insight or query about it. Don’t be vague, use technical words. Try to add your own ideas. Nothing proves your interest more than actually doing your homework.I recently bagged my Latest 2018 Summer Internship in “France- Paris ,Lille”.I will love to share it’s detail along with 30+ Internships that a “first year student too can fill and achieve”.Meanwhile, you can ping me on Facebook or ask your questions in the comment section for any help.(facebook : Animesh Srivastava ).Thanks for all the sources:https://blog.internshala.com/201...Tuhin KunduRahul GarodiaHappy to help you all ! Cheers for an amazing life.
What are the best study hacks for college? How can one most efficiently study at college to maximise time for other activities?I have wrote this answer on Quora before and I'm going to put this here. Though this is not my idea.HOW TO STUDY BASED ON HOW MEMORY WORKSMemory works (to put it simply) in 3 stages: attention, encoding (storing/associating with other info), and retrieval(remembering)To optimize the final stage, you have to optimize the first two stages. This means you have to pay attention to the material, and you have to encode it well. (Which I'll explain below.) Additionally, if you repeat the process, you reinforce it. By retrieving something, you start to pay attention to it again, and then you are able to re-encode it better than before.To optimize encoding, remember GOAT ME.G is generate and test. i.e., quiz yourself, or otherwise come up with the answers on your own without just reading them. Even if you get it wrong, it helps more than if you just read the answer off the bat, because you're forcing yourself to think more about it (why was it wrong?). Test yourself in a way that will resemble what you'll actually have to do during the real test. (e.g., if you have to write essays on the test, instead of just writing and memorizing bullet points, actually write an essay multiple times without cheating, review it, and repeat until you can write it without forgetting any important points.) Other effective ways of testing yourself are teaching the material to someone else and talking about it out loud to yourself.O is organize. This reduces the load on your brain and helps create reminders just by coloring, position, or associations with nearby material. For instance, a time line helps remember that event A came before event B in history, not necessarily because you memorized the dates but because you organized the info so that event A was written earlier and you happen to remember that it was written earlier. The position of the information becomes meaningful. You can organize with outlines, pictures, color coding, related material, etc. My use of "GOAT ME" can be thought of as organization. Another fun example (chunking) is as follows. Which of these seems easier to memorize: "CIAFBIKGBCNNUSABBCUK" or "CIA FBI KGB CNN USA BBC UK"?A is for avoid illusions of learning. There are two kinds of memory: familiarity/recognition and recall. Recall is what you want. That's where you can remember the information on your own, as you might be expected to do on a test. Recognition is where you can't think of it on your own but if you see it you suddenly remember it. That's not good. You won't necessarily see it on your test, so you won't get a blatant reminder of it. Avoid study methods that rely on recognition. Similarly, a major problem with rereading material is "fluency". The more you read it, the easier reading it becomes, and when it feels easier to read, you assume you have learned it. You have not. You've just become more skilled at reading it. Don't bother highlighting your textbook in the first go either. You feel like you're picking out the important parts of the chapter but you can't know what's really important until you've read the whole thing. And then all you're gonna do anyway is go back and reread all the highlights, and as we've established, rereading is useless. If instead you actually organize the highlights and quiz yourself on them, highlighting may be useful. For a similar reason, rewriting information is also not very helpful unless you use it as a method of quizzing.T is take breaks. This is HUGE. If nothing else, walk away with just this tip. Your memory works best if you study in frequent, short sessions rather than one long cram session. You don't give your brain a chance to store the earlier info you studied, so it just slips out of your mind, and you'll have wasted your time studying it. So study for awhile, go do something else for a bit, and come back to it, and repeat. One of my students said she taped information in front of her toilet so whenever she went to pee or something she could study for just a couple minutes. It sounds strange but it's actually a great idea (I'd advise, in line with G and A that you tape questions in front of the toilet and tape answers elsewhere so you can quiz yourself.) Another important part of this is that you need to sleep to keep that info in your head. Even if you take regular breaks, an all nighter will do more harm than good. Your memories are stored more permanently after sleep. This is just how the brain works. You can even try to work naps into your study sessions. It's a break + sleep! [EDIT: I do not know how long breaks SHOULD be, but I believe this varies from person to person. Just try to study over the course of days instead of hours.]M is match learning and testing conditions. This is based off the principle ofencoding specificity , which states that, if you want to optimize memory, then the conditions surrounding encoding (e.g., where you are when you study, how tired you are when you study, etc.) should be the same as those surrounding retrieval (e.g., where you are when you're tested, how tired you are when you're tested, etc.). This is because the conditions themselves serve as reminders. (Have you ever walked into the kitchen for something, forgotten why you were there, and as soon as you return to the other room you suddenly remember why you went to the kitchen?) This includes your environment and your physiology, serving as reminders. Think about noise level, size of room, lighting, types of furniture, mood, intoxication, sitting position, and even the way you work with the material (remember G and A). Studies show that learning while drunk is best remembered while drunk again. Learning after exercising, also best remembered after exercising. The alternative to this is that you should study under MANY different conditions. This way, the information comes easily to you regardless of your surrounding conditions. Otherwise, the information will unfortunately be associated with the specific circumstances you studied under and will be difficult to remember in any other situation. If you want to remember this stuff outside of being tested in class, STUDY UNDER MANY CONDITIONS. Study in a noisy place AND a quiet place, with and without coffee, etc.E is elaborate. Think deeply about the material and make other associations with it. At the most extreme, this can mean truly understanding the concept, why it works, how it relates to other concepts, and how it's applied. But on a simpler level, it can be the following: Does it remind you of something else? Can you make a song out of it? Can you visually imagine it? How does it apply to you or your life? Instead of taking the material at face value, do something with it. The reason this is important is because of reminders. Memory works by having a network of associations. One thing reminds you of another. If you've thought deeply about it, you've probably associated it with something else in memory, which can then serve as a reminder. You can think, "Oh yeah, this is the term that inspired me to draw that silly stick figure to represent it. And I remember what the drawing looked like so now I remember what the term means." Additionally, the quality of the memory will be better if you have elaborated on it. Elaboration allows for a lot of creativity and individuality among studiers. Choose whichever method of elaboration works for you. Maybe you enjoy making up songs, drawing doodles, creating stories, visually imagining it, relating it to yourself, or just pondering about it. If you're studying history, you might try to think about it visually, imagine what people would have said or looked like, watch them in your head doing their historical stuff, or maybe you'd like to draw a quick doodly comic about a particular event, or maybe you wanna think about why this even was signNow, or how it relates to another historical event.If I had to summarize this in fewer points:Keep similar conditions during studying and testing. This includes environmental surroundings, mental and physiological state, the way you think about the material, and so on. But if you want to remember this outside of class, study in a VARIETY of conditions, so that you don't associate the material with any particular condition.Study briefly and frequently, and sleep.But one other good point I would add is this:Take notes BEFORE class if possible, and add to them whenever necessary. Do this by reading the textbook chapters ahead of time (and take notes; refer to your syllabus to find out which chapter is next, if applicable) or see if your teacher posts Powerpoints online ahead of time. This way, you're not just frantically writing notes in class and you'll actually be able to more fully pay attention to what the teacher is saying (remember: attention is the first step of the memory process!). You may think you can pay attention to the professor as you're writing, but you are actually dividing your attention and hurting your memory.Props to Salticido in https://www.reddit.com/r/AskRedd...
How should I proceed with my application for the MBA program in ISB?The first thing a potential MBA applicant should do is introspect and understand why they want to do an MBA and whether it aligns with their career plans. An MBA is fairly demanding in terms of the effort required for the application, monetary investment and the opportunity cost. This introspection will also help the candidate during their essay writing and application process. Speaking to alumni and current students will help provide perspective, the ground reality and experience students have had.ISB typically has 2 rounds of application (September/October and December/January). For the 2019 intake, ISB announced a Round 3 as well, but that doesn’t seem likely again.Once you do decide to apply to ISB, you will be required to follow certain steps:Taking the GMAT/GRE: the first thing one should do is prepare and take one of these exams. GRE is now accepted by most Business Schools. Preparation time ranges anywhere from 1-6 months, so plan ahead and start studying at least 10 months before the application deadline. This will give you enough time in case the test needs to be taken again. The average GMAT score at ISB is 709.Sending ISB your official GMAT report: you can do this on the day you take the test for free or later by paying an additional fee.Building your story:Essays: these need to go through several iterations to be just perfect. So start developing your story and collecting material for the same about 2 months in advance. Be sure to write original content even if you’re tempted to pick up a few lines from Google. ISB puts all its applications through plagiarism check and considers unoriginal content a very serious offense. Consider going to an Admissions Consultant if you don’t feel confident about doing this yourself. ISBmantra has a team of experts who are former ISB Admissions Officials: https://www.isbmantra.com/people... However, do start the process early enough as the consultants may also be super packed closer to the deadlines.Resume: ISB doesn’t need a resume but requires you to fill out a detailed application form about your work experience and personal details. It would be beneficial to collect your achievements at work and collate them into a document. Do not forget to highlight your extracurricular activities and hobbies. Ideally, you shouldn’t bring up things from high school and before unless they are really impressive. Focus on activities and achievements in the last 3-4 years.Letter of recommendation: ISB requires you to submit one letter of recommendation. This should ideally be from someone at work, who you have had a close working relationship with. Remember, it’s better to ask your manager for this than the CEO of the company as your manager would have spent more time with you and will be able to comment more comprehensively on your qualities and achievements. It’s completely alright to sit with your recommender and discuss areas that you may want him to highlight in the context of specific projects and tasks you may have taken up in the past.Application form: Do take out good time to fill this well as it is very detailed and requires you to fill in several details and upload a number of documents. Be sure to have collected and scanned these in advance.Application fee: this has to be paid online at the time of submitting the application.ISB views your application holistically, so make sure you complete each component of the process well. Once you have submitted the application, it may be wise to start preparing for the interview since ISB gives just 5-7 day notice before your actual interview.Feel free to drop us a line at email@example.com to get a more profile-specific advice.All the Best!ISBmantrawww.isbmantra.com
What are the common mistakes that seed-funded startup founders make?I raised $500,000 at 19. I was on my way to change the world. Three years later everything burned down.This post is not about how to shoot for the stars or run a company. Others are better at that.This is about what not to do.I’ve made every mistake possible. But ironically, I’m constantly meeting teams doing the exact same things that caused my first startup to implode. Everything I’m writing about I’ve experienced first hand through my own startups as well as various businesses I’ve been involved in. It’s been all my fault and this is my story.Some of you will disagree with me. Others will have things to add. I’m happy to discuss in the comments.Here’s my attempt.ZUCKERBERG SYNDROMMy girlfriend didn’t know what I was working on for nine months. I slept with a chair blocking the front door. My phone was tapped. Corporate America and Uncle Sam were listening. Someone was going to kill me to steal the idea.I really believed this. So I did everything possible (literally) to avoid getting feedback out of the fear of having our idea stolen.Ultimately, secrecy and stupidity killed us. Three years and hundreds of thousands later, we released an alpha version to a modest 30 people for the first time. Everyone hated it. Our capital was gone. Our morale: zero.I see this all the time. Startup founders hiding their ideas because of the fear that someone will steal it. Remember: no one cares about you. Your biggest issue is getting discovered. If someone steals your idea, that means you’re doing something right.Because of this syndrome, most startups are wasting their time and money building products no one wants. Why? Lack of testing. The biggest mistake a company can make (product wise) is to avoid talking to and testing with potential and current users. Every day. It’s also one of the main reasons startup’s fail.If you’re not constantly releasing and looking for feedback you’re either a) delusional (me) thinking too many people will sign up/buy your product and you won’t be able to scale b) scared that it’s not good enough (me) or c) someone will steal your idea (as I was).A. SCALING“Your priority, in short, is proving that people will use your product at all. If they won’t, then it won’t matter if you can’t scale. If they will, then you will figure out a way to scale. I’ve never seen a startup die because it couldn’t scale fast enough. I’ve seen hundreds of startups die because people refused to embrace their product.” — Guy Kawasaki [Emphasis mine]I’ve done this and I’ve experienced this in the past three startups I’ve worked in. It’s completely delusional. If five out of five people tell you that they wouldn’t use your product (before you build), quit. If eight out of ten people tell you that they hate this feature and you empirically see that they’re not using it, kill it. Don’t assume. Always be testing.More on feedback below.b. TESTINGSee point A.C. STEALING(!)No one will steal your idea. It takes time, money, skills and immorality to steal. Not everyone is born that lucky.Most importantly, no one cares about your idea.They’ll only start caring when there’s a massive amount of initial traction (50,000+ users). By then, you’ve already established a strong user/customer base and it’s too late for the others.HIRING FOR WEAKNESSOnly hire for a strength that needs to be filled in your company. Never for a weakness.Not once did any of the startups I worked in hire for a strength. I repetitively recommended hiring people purely out of loneliness, fear and scarcity repetitively. Each time it sunk us deeper.But what does that mean?Hiring for a weakness means that you attempt to fill a weakness in the fundamenetals in your company by hiring for a weakness. Example: If you’re building a product and it’s not gaining traction and your company doesn’t have inherent fundamentals, hiring Ryan Holiday to sell your product won’t help. You can’t fight weakness with weakness.However, if you have a rockstar engineering team and you want to add a marketing person to help take the product get to another level, then you’re adding a strength.Hiring for weakness also means:a. You hire a B+ player instead of a A+ player.b. You hire people so that they go through the struggle with you, so that they share your fears and paranoia. Not so they execute on what’s needed.c. Hiring someone to fill a position. Not to compliment the rest of the company.d. Hiring someone and not having any idea of what the hell you want them to do.e. It means hiring someone because you think there’s no one else. Scarcity.f. Hiring a client’s friend. Because you’re scared.It’s ultimately about the fundamentals. If the fundamentals of the product and the team aren’t there, adding someone is just adding a weakness. It won’t help, because it’s not a strength.PAINTER’S DILEMMAApproving emails? One week treks. Our first wireframes? $40K and four months. Did we have a working product after all this? No. We failed.The Painter’s Dilemma is when you’re so deep in the details of your project that you don’t even know what the idea is anymore. You’re blind. When you’re too deep you need help.How to solve it? Stop. Talk to people. Get feedback. Iterate and build. Release. Breathe.Repeat the loop.The more feedback you get the healthier you and your product are.FEEDBACK*I can’t emphasize this enough. If you don’t get feedback (everyday) you will die. I never got feedback. EVER. Well, until the cash ran out. Oops.If you’re not getting qualitiative and quantitive feedback/data everyday, the cancer will start.It’s easy: speak to people, Google Analytics, send surveys. Just don’t hide from it.*This is the crucial and worth a dedicated blog post in the future.COMMUNICATE“Don’t talk to him, he doesn’t understand. He’s out of the picture next funding round anyways.” I hid everything internally. It was easy, we were in 5 different countries! Our developers were remote (I’ll get to that) and Basecamp was our only means of communication. In other startups, I wouldn’t included people from discussions because “it isn’t necessary. That isn’t their job”New features, awful designs, conniving plans were all pushed through a funnel. I was the leader of the deceiving. Architecting a blue print to push my own delusional “never test and succeed” agenda. My style? The longer the email the less likely someone important will read it. What a strategy. As always, the CEO is the biggest idiot.I don’t care if you’re a church, a tech startup or a non-profit. If you don’t have a system of communication in place that keeps everyone aware of what everyone is doing in the company, in real-time, for every milestone, everyday, you will die very soon.Lesson: Live and breath Scrum.SCREW LAWYERSLawyers are criminals.I spent $15,000 on legal documents/fees we never used. Every entrepreneur/startup I’m involved with thinks lawyers are the first step to success. Bullshit.DOCSAll the legal documents you ever need are available online. If you’re B2B, all companies that you’ll work with have their own standard LOEs, NDAs, etc., that they anyways steal from Fortune 500 companies. Request it. Then use it. B2C? Here.BUT I NEED A TRADEMARK!Unless you have 10,000 clients you don’t need to think about copyright or even the name. Prove the concept first. Worry later. If you do have to worry, those are very nice worries to have.PATENT IT!Patenting something that isn’t validated with at least 10,000 clients is moronic. Ironically, this is the only mistake my first startup didn’t follow through with (fully, at least).DECISION MAKINGI was traumatized from taking decisions. Most startups never take decisions. In other statups I work in, decisions took weeks. People join startups for the reason of avoiding bureaucracy but everyone still does it. Why? Lack of trust and overview of the team, so they choke the process (have I suggested Scrum?).The board should decide on the vision and the group should decide what to execute on by creating a backlog for the week. The team should then have the power to execute it. With a great communication process in place, teammates should be able to take decisions without reporting to anyone while keeping everyone updated with everything’s that going on, live. Have a flat structure to achieve this by using Scrum.Let people do their jobs. Trust them. Don’t have a tedious review process as most startups do. Don’t suffocate the system. Empower your people.Read Scrum by Jeff Sutherland on how to manage your team. Then read Team of Teams by General Stanley McChrystal for how to organize the information flow. Both books compliment each other perfectly.THE BOARDThe ideal board is 3–5 people maximum if you’re a startup. Anything above that means that either no decisions will ever be taken (my first company) or someone has a hidden agenda and profits from a discombobulated board.A business is not a democracy. Unanimous decisions don’t work and will never work.Who’s should I put on the Board?Only investors/shareholders who hold a large stake and are extremely active in the success of your venture.INVESTORSSmart Money vs Still MoneyJust because someone is offering you cash almost always means you shouldn’t accept it.Your investor can have the greatest contacts in the pharmecutical industry. She can be CEO of Merck. If she doesn’t have a massive network in whatever industry you’re in, it’s worthless. The money will be worth nothing. This is true 100% of the time.Always onboard investors that can help you in your niche industry.MEETINGSThis is my top 3 favorites. Most won’t agree with me on this.I’ve never been to a meeting that has made me money/funded my venture. I don’t think anyone has. Has anyone ever handed you a check at a meeting? I doubt it. Today, it usually happens by wire-transfer.Meetings are pointless. Every team I meet, consult for/work with all think that going to meetings is the most crucial part of business. Most importantly, the whole team should be there. Pick up the fucking phone. Travel is time and money expensive. Even if you’re taking a cab.I would fly 10,000 miles for a 3 hour meeting and then fly back to Europe that same day. $30K. Gone.“If you had to identify, in one word, the reason why the human race has not achieved, and never will achieve, its full potential, that word would be: ‘meetings.’” - Dave BarryMost of the discussion can be ironed out over email and FaceTime.Ok yes, I agree. Meeting in person is important. But not until it’s necessary. Most of the time, it’s unecessary. And even when it is, it shouldn’t always be an excuse to leave work for a business lunch or to Shanghai for the day.Avoid meetings. Get more done.It’s a waste of time 99% of the time.FOUNDING PARTNERS = YOUR SPOUSEYou will be married to your partners and investors for the next 7–10 years. Choose wisely.Know your team. Speak to your investor’s enemies. Get references for everyone.Don’t be a deceiver. Use Scrum.WORKING HOURSWe worked 16 hour days. Yey! Startup life!No. Work 8–10 hours and you’ll get more done than working 18 hours a day. Don’t believe me. It’s proven.Working 18 hour days leads to a burn out, which leads to painter’s dilemma, then delusion, then deceiving others around you, then depression. Then it’s too late.Ultimately, the more you work the more mistakes you’re prone to make. Mistakes made are mistakes that need to be corrected. Mistakes that aren’t correct can take up to 24x longer to correct than if they were corrected immediately.But you can’t see that. You’re burned out. You’re in Painter.PRODUCT / MARKET VALIDATIONAnother reason I refused to test in the three product startups I was involved in was because “the ideas work successfully elsewhere. They will also work here.” Doesn’t work like that.Just because you’re making a mishmash of several products that have product/market validation elsewhere doesn’t mean people are willing to use your product. I have yet to meet a new founder who hasn’t claimed this.In order for someone to switch to your product, your product needs to be at least 8x better.*Is your product really 8x better than your biggest competitor? If the answer isn’t a clear yes, quit.*Read Hooked by Nir Eyal and Ryan Hoover for how to build habit forming products.RECREATING THE WHEEL“God gave you eyes, so plagarize.” -Michael LewisNo need to re-create the wheel. Everything is out there already for a reason. Use APIs, read books (many books), steal functions, designs, ideas, marketing slogans, branding, on boarding processes, software, colors, clients, everything from other people/companies who are successful.This doesn’t mean that you shouldn’t test it in your own environment. You must validate every single function that you put out there. Use the Lean Startup KanBan by Ash Maurya for this.DILUTIONWe gave away 51% for our first funding round. How much did we plan to keep when we “exited?” Think about that. It doesn’t make sense.Startups do this all the time. If you retain 51% after the seed round, how much does the founding team plan to keep by Series B? 20%? If you take the average of what you got paid for equity after the exit + your salary you’ll be paying more in taxes with a minimum wage paycheck for the past 8 years it took you to exit. Might as well work in a shoe store.If you don’t have the bargaining power (a validated product) to raise money with, quit.GUYS IN SUITSOur tech partners wore suits. That made us comfortable. They ended up quoting $100k. We ended up with nothing.If you see tech people in suits, run.OUTSOURCINGI lost well over $100,000 for our first version that was outsourced. We were smart enough to not learn from our mistakes so we found another team to outsource with. Another hefty sum gone. Only myself to blame.I’ve had terrible experiences with outsourcing and great experiences with in-house development.However, many products (we all use everyday) have found great success in outsourcing. I also know many entrepreneurs who outsource and are extremely succesful. While there are massive benefits, there are also downfalls. If you plan to, find a free consulting company that has pre-screened teams.Either way, using Scrum increases your chances of success in-house or out.YOUR TEAMEntrepreneurs read about Steve Jobs’ management style and think he was a tyrant. So they curse at their employees and tell everyone that they are “shit.” They think that’s how a company should be run and that’s how teammates should be treated. Wrong. Treat your team like shit and you’ll get shit.Either way, that’s not how Steve Jobs did it. Steve Jobs empowered his team. He told them that what they’re outputting is shit because he knew that they could do better. Because they are the best in the industry. He made them feel good. He challenged them and today Apple is Apple because of that.On the other hand, I lied. Didn’t speak about the hard things and repressed whatever fear or worry we had. We were scared that someone would quit or that we would look bad if we showed our emotions in front of our investors.You should always be able to tell your teammates all the fears and worries you have. Chances are, if you’re worried about something, everyone is worried about the same thing. Bring it up. Talk about it. I keep mentioning Scrum* because it encourages team members telling each other what’s bothering them and what’s impending the growth progress. This is key to not failing.Not once, in any of the startups I was in, did I or others get credit for great work or for their ideas that ended up being implemented. Not once did anyone congratualte a teammate on a engineering triumph, a beautiful design or a new lead. Startups think “business is business. This isn’t a cute place to pat each other on the backs.”BUT THAT’S EXACTLY WHAT A BUSINESS SHOULD BE. You should be holding each other up, helping one another and listening to the problems in the team. Because ultimately, you’re on the same mission.The second the negativity flows in people become scared. They stop raising issues, telling you how they feel and how to improve the business. When that happens you start to slowly die because you’ve fell into dillusion that everything is working. Six months later, you’re on the street.Empower your team. Congratulate people. Love each other. When someone screws up, tell them that. But also tell them how to improve and ask them why they think they screwed up and how to make their job easier.You’re a team. Be one.*Believe it or not, I’m not affiliated with Scrum in anyway. I’m not even a Scrum Master.—When I reflect on all the stupidity I’ve personally done and the startups I’ve been involved in, I realize that the only thing I ever followed up through and executed with absolute perfection, were the things that eventually ended up killing us: not telling a soul what our idea was. Talking to lawyers. Partnering with bad teams. Hiring out of weakness. Going to too many meetings. No decision making system. Not using Scrum. Hiring people out of fear. Hiding from reality.Mistakes are simple to make but hard to correct. They’re usually the first option that pops up. But as entrepreneurs we do thing because they’re hard, not because they’re easy.Hard choices take a long time to get right. It takes guts, intuition, experience and lots of luck. But never settle. Never accept your situation.Life can always be better.…..This was originally posted on the NY Observer and our blog on Penta.Follow me @lukaivicev or contact me directly at firstname.lastname@example.org.
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What is a Notice of Completion Tennessee?The Notice of Completion is an instrument that can be recorded pursuant to TN statute TCA 66-11-143 in order to protect property interests from unrecorded mechanics and materialmen lien claims.
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