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Substitution of Trustee and Full Reconveyance  Form

Substitution of Trustee and Full Reconveyance Form

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Instructions and help about substitution of trustee and deed of reconveyance

deed of reconveyance deed used when a deed of trust is paid off so a person buys a house and takes out a trust deed a mortgage is different from a trustee many states do not use mortgages like california for example because mortgages require a judicial foreclosure instead of a trustee foreclosure a judicial foreclosure takes longer than a trustee foreclosure and therefore financial institutions don't like them in a trust deed there are three parties the lender called the beneficiary the borrower and the trustee the trustee is a neutral third party who holds title called bear legal title to the property until the loan is paid the borrower holds what is called equitable title to the property equitable title allows the borrower to use the property normally or to sell or refinance the property now back to our story the home buyer proceeds to pay off the loan and when it is paid the lender instructs the trustee through a request for full re-conveyance to give title to the property t

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