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hey how's it going everyone my name is derek ifasi i'm the owner of a Fosse Financial Group today's topic I want to discuss with you life insurance beneficiaries and kind of what a life insurance beneficiary has to be mindful of when that when that incident does unfortunately occur now what happens is an individual has life insurance coverage on themselves for either a set term duration of time kind of think of it like an umbrella for set duration of years maybe that's a thirty year term policy now during that timeframe let's say this person is $500,000 of life insurance coverage on themselves and they were to pass away at year ten if that does occur then $500,000 is going to be a paid to their life to the beneficiaries that they designated at the time when they originally signed their contract or what the most recent beneficiary forms are filled out for that specific policy now the way with life insurance life insurance works really really neat is because it comes to you guys in a tax

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