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good afternoon everybody I'm muting everybody hello are you doing alright some of you have self bTW that's fine I know muted but I was gonna open it up real quickly first to anyone who had any questions to start off here so welcome welcome welcome alright property/casualty basics for those of you that don't know me I do have sample test questions and additional material if you want to register for my material you go to LGD study comm there's a PayPal link you don't have to have PayPal you can use any credit card there's my cell phone number if you do have questions and some people have called and I do dedicate some time I want I'm committed to having people pass this exam so I do make time available for them as best as I can okay you can also email me at Lauren at LGD again anytime you need clarification a little more information don't hesitate to reach out I'm sometimes I am teaching other classes so I can't pick up but leave a message and I'll get back to you as soon a

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