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Get And Sign Pers Msd 470 Form 2005-2021

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Music hi I'm Cristin as a vested CalSTRS member you're guaranteed a lifetime retirement benefit but did you know that you can choose to have a lifetime benefit paid to someone after your death electing an option beneficiary allows you to provide a lifetime monthly benefit to one or more loved ones when you pass away choosing this option will result in a reduction to your monthly benefit and is based on three factors the option you elect your age at the time of election and your beneficiary's age at the time of election you may elect an option as soon as you're eligible to retire which is known as making a pre retirement election of an option there are advantages and disadvantages to electing an option before retirement one advantage is that because both you and your beneficiary are younger your modified benefit is likely to be higher than if you waited until retirement to elect your option a second advantage is that if something happens and you pass away before retirement your loved on

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