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Why would a doctor send a prescription to a pharmacy, but not respond to repeated requests from the pharmacy to fill out a faxed prior authorization form?Filling out a prior authorization is not a requirement of our practice. Most of us do this to help our patients, and it is sometimes taken for granted.Think about it. It is your insurance company that is requesting us to fill out this form, taking time away from actually treating patients, to help you save money on your medications. We understand that, and usually do our best to take care of them, but unless we have a large practice, with someone actually paid to spend all their time doing these PA’s, we have to carve out more time from our day to fill out signNowwork.It’s also possible, although not likely, that the pharmacy does not have the correct fax number, the faxes have been misplaced, the doctor has some emergencies and is running behind, went on vacation, and so on.signNowwork and insurance requests have become more and more burdensome on our practices, not due to anything on the part of our patients, but a major hassle none the less.
How do you feel when you can't take your due to insurance problems?As a psychiatrist who runs into this situation with my patients frequently, I know it’s a lousy, frustrating situation.I suggest to those of you who run into a denial from your insurance company— call your insurance company and tell them you were prescribed , and the insurance company denied it. You ask them to send a prior authorization form directly to their treating physician (make sure you have your doctor’s fax number). Ask your physician to fill out the prior authorization form and fax it back.We are inundated with Prior Authorization requests, and they are a hassle to search for and obtain. If you call the insurance company, ask them to fax it to your doctor, they are relatively easy to fill out and fax back. They are also available online for us to fill out, and usually get approved immediately.So, if you can help your doctor with the part of getting the PA, it makes it easier for us to help you get your insurance company to agree to pay for the meds.Lastly, you may want to buy a few weeks’ worth of the meds by paying out of pocket, until they are approved by your insurance.Good luck!
How is it that insurance companies can deny coverage for drugs prescribed by a doctor?A2AAs sad as it is, I have to agree with Jenny Hall on this one.When you purchase prescription drug insurance (or your company does, on your behalf), the insurance company publishes a “formulary” which details what drugs they cover, and what drugs perform the same function or similar function but at a higher price. Drugs listed on the formulary are known as “preferred” drugs. Drugs not listed on the formulary are known as “non-preferred” drugs.Additionally, insurance companies charge different amounts for generic drugs vs brand-name drugs, since brand-name drugs are more expensive.Finally, most large pharmaceutical companies also have mail order divisions, and will only cover a certain number of retail pharmacy prescription fills. If you have medications for chronic diseases, they will usually only cover a few retail fills before they will no longer cover the medication (known as a “retail refill allotment”). The good news is that you can usually get a 90-day supply through the mail, and you’ll pay less than three 30-day supplies at your local pharmacy.My insurance company has six different pricing models, three for mail order and three for retail fills. Our retail refill allotment is 3. For each, we have a price for generics, preferred brand names, and non-preferred brand names.Not all insurance companies operate like this. Many will simply not pay anything for non-preferred brand name medication. The bottom line is that when you purchase the insurance, you agree to these terms. You agree to let the drug company tell your doctor that he is not being fiscally responsible and trying the generic alternatives to the brand name drugs first, before jumping directly to the brand name drugs.The problem is that insurance companies are staffed by doctors who truly believe that generic drugs work exactly like their brand-name counterparts. Unfortunately, we who are consumers of many different pharmaceuticals (brand name and generic) know that this is not always the case. That never stopped the drug insurance company from following that guidance anyway.As has been noted, you can appeal the decision. Your doctor has to prove that the “approved” drugs that they recommend (generally, generic versions of the brand-name drugs they denied) have already been tried and have been found to be ineffective for your condition. The doctor will have to provide the treatment records that show you tried the generics and they didn’t work.If your doctor is willing to go to bat for you, you can file an appeal and in some cases the insurance company will reverse its decision.If they do not, sometimes the drug manufacturer itself has a discount plan you can use. Check their website for more information. Additionally, don’t forget to contact your local chapter of the MS Society, which has links and resources for you to use to get assistance with drugs and their cost if your insurance company refuses to pay. You may have state assistance programs you can tap into; your local MS Society chapter can help.
How do you study for company secretary executive exam within three months?Well, I can relate to this question because I had 3.5 months to prepare for my Executive level too, along with my b.com exams. And with my sincere dedication to time table I cleared it all in first attempt.So I would like to share my experience with you, hope it helps.It was end of August and I did not touch my executive study modules. August 25- Result day! Most of my seniors results were decalred and many did not clear. And I saw a rush of students in library with huge reference books dedicatedly studying. And here I was with an attitude, dekh lenge yaar abhi toh exam December mein hai. (Translation: we'll see , exams are only by end of December)But the fear of failure hit me when I saw my seniors who did not clear and a rush inside me said, I can't handle this and I have to clear it in first go. August 25- I sat and made time table adjusting my CS course and b.com too! Here are few tips:First:Make two types of time table: 1. First rough draft for next 3months 2. Concrete time-table for every week or twoSo first make a rough draft of 3 month, for example September for 2 subjects or 3 subjects. Then Oct first 15 days for revision and then next 3 subjects in remaining 15days. For concerte time table:Initially set goal for a week and no matter what, follow it. Trick here lies is that if you set a concert time table for 3months you might miss out a day sometimes due to some uncertainty, disturbing your whole time table. You can't eat all the breads on the plate in one go. You need to complete one bread to eat another and decide can you consume 3rd bread now or little later. So finish your first goal and decide whether you need a revision or you can go for another chapter or subject.For concerts time table if you decide to complete a chapter in 3days keep 1days extra. Extra day is if you could not complete it in 3days you have a day in extra to cover it up without disturbing your timetable for next days. (But don't take that extra day as an excuse to watch movie or for time pass.) And in case if you complete your chapter in allotted three day, bingo! you can continue with another chapter and you have extra days where you can revise the chapters.Second:Cut down on all the distractions for 3months: Facebook, whatsapp,get together,parties,family occasions etc. Sleeping , listening to songs, playing with my pet for10-15 mins, breakfast lunch dinner all this activites was taking a break from studies for me.A movie wont harm but it will take away 2-3hrs. Which you can't afford. So think about it. Third:Make sure you get a sleep for minimum 8hrs. Yes only when you are fresh you can completely concentrate, grasp things well and stay active. I use to sleep for 6 hrs in night (10pm to 4am) and 2hrs in afternoon(3pm to 5pm) Fourth:Make a habit of making notes about whatever you study. If you have a habbit of writing and studing . I don't have this habbit. And I am very lazzy to do this as I found it very time consuming. So what I did was sticking sticker notes in my book itself. Making short bullet point and sticking it near the topic helps you when you revise. Examples given in lectures can be noted this way which can help you recollect the other explaination given in class room easily.Fifth:Keep 2nd weekend and 4th weekend of the month, or any day of a month for revision of whatever you have studied so far. Trust me revision is important as what you have studied in september ,if you don't revise it in October then in by end of November when you open it you can be in trouble. Sixth:Last but not least cheating on your time table is allowed but keep in mind its consequences.I am just sharing my experience. You can alter this as per your requirement. This was my time-table:4am-6am: study for CS6am-7am: break7am-10am : b.com classes10am-11am: break11am-230pm: study for CS & bcom when necessary2:30pm-5pm: break5pm-730pm: classes for CS or library730pm-830pm: break830pm-10pm: study for CS(Break time was for breakfast,dinner,lunch,sleeping, playing with my pet,talking to mom-dad or friends family. But my eyes were always on clock that no time is wasted)PS : everything was not done on exact time as I am not a robot. 5-10mins deviation from time was normal. Initial days will be tough but follow it dedicatedly it will become your routine and then habbit. PPS: I followed it strictly might have cheated once or twice. But made sure the time was covered by shortening my break.And trust me after all this hard work on 25th february when I saw my results as "pass" in both the modules and b.com results as passed- that's a joy which I can't explain in words.All the best for future.I
Why do pharmacists need so much time to count out pills and fill prescriptions?Counting out pills is the least time consuming part of filling a prescription. Let me give you a brief walk through (different pharmacies may vary slightly):Prescription comes in the pharmacy (by whatever means).The pharmacist checks the prescription to make sure everything is correct and makes sense. You would be amazed at the number of times I’ve seen prescriptions for rash creams to be taken by mouth, inappropriate dosing schedules, or just sheer gibberish on a prescription form.If the pharmacist thinks there is a problem with the prescription, the pharmacy tech has to call the doctor’s office for clarification. Few doctors are happy to hear that someone is questioning their prescribing ability. There may be nothing wrong the prescription itself, but the new drug may interact with something you are already taking, so we have to get an alternative.Once that is straightened out (which may require quite a bit of phone tag), I, the pharmacy technician enter the prescription into the system.The pharmacist double checks my work.Then, and only then, do we run your insurance. It may go through the first time, it may not. It may require a prior authorization. The drug may be covered, but only for a certain number of doses per month. We pharmacy techs have to work all that out and navigate the maze of your insurance - assuming we have up-to-date information. Please let us know if you have changed insurance.Once your insurance has been processed, your prescription is added to the queue. Yours is not the only prescription. They are generally filled in the order they came in, with some priority given to people who are waiting.Your prescription has worked its way to the front of the queue. A pharmacy tech goes to the shelf, pulls the drug off the shelf, checking to make sure it is the correct drug in the correct strength. Bar codes are scanned, a label is generated, pills are counted out. Counting out pills may look easy, but some of those suckers are bound and determined to cause a problem. Let me pour a bunch of BB’s on a tray and see how fast you can count them out. Yes, there are pills that are shaped like BB’s. Then there are the fragile pills, the capsules that want to stick to the tray due to static, the tiny pills, the capsules that want to come open. That’s just pills. There are liquids, creams, drops, and pastes that have to be mixed at the time of dispensing.The label is put on the bottle. The pills are put in the bottle. The bottle and the associated signNowwork are sent to the pharmacist for verification.Once the pharmacist okays it, the vial(s) and associated signNowwork are put in a bag to await you. If for some reason, the pharmacist finds a problem with it, we have to go back a couple of steps and try again.Keep in mind all this is going on while other patients are coming to the counter to pick up or drop off prescriptions, the phone is ringing, people are coming through the drive-thru, people are asking us where the toothpaste or hair dye are, people wanting to know how long they will have to wait for a flu shot. I’m exhausted just thinking about it.All that so that you can get the correct drug, in the correct form, in the correct dose, in the correct quantity and grumble at the pharmacy staff over having to wait a whole 20 minutes for your prescription. This is not fast food. If we screw this up, we could kill you. Cut us some slack. Drop off your prescription, go run a couple of errands, and pick it up later - and don’t yell at me because your copay went up. Go yell at your insurance company. They are the ones who make that decision, not the pharmacy.
What are some brain hacks that a neuroscientist or a psychologist knows that most people don't?You can rewire your brain!This is possible due to Neuroplasticity.Neuroplasticity refers to changes in neural pathways and synapses which are due to changes in behavior, environment and neural processes, as well as changes resulting from bodily injury To be honest, the brain is a dynamic entity undergoing changes all the time. As you read this innocent sentence, some neurons in your brain have fired and some synapses have become stronger. Voila! Your brain has been rewired a bit. But I am not talking about these sort of 'boring' changes which occur all the time.What if I told you, your actions can physically alter your brain? Some parts become larger than usual while some parts begin performing tasks they normally don't?László Polgár is the father of the famous "Polgár sisters": Judit, Susan and Sofia. He is an expert in chess and believed that "geniuses are made, not born". Before he had any children, he wrote a book entitled Bring Up Genius!, and sought a wife to help him carry out his experiment. He found one in Klara, a schoolteacher. He home-schooled their three daughters, primarily in chess, and all three went on to become strong players. Susan Polgar became the first female to earn the Grandmaster title.Because of her intense training, her brain had encoded chess board configurations and she was able to not only recognize these configurations but also what moves she had to do from there to win. Show her a random chess board setup that is infrequent her brain is just as slow as normal chess players. So what was happening? A scan of her brain activity showed she was using the part of the brain that recognizes faces to identify chess board configurations. This part of the brain is really developed in humans and face recognition is something humans are really good at. The hours of practice she had put in playing and studying chess had radically changed ho she used her brain to play it.Some of you might be thinking that it was because she got her training from childhood that she was able to become an expert and this fact is useless to someone older.Not really. Recent studies have shown although neuroplasticity declines it still can be made use of in older ages.The Sea Gypsies are a seafaring people who spend a great deal of their time in boats off the coast of Myanmar and Thailand, have unusual underwater vision -- twice as good as Europeans. This has enabled Mokens to gather shellfish at great depths without the aid of scuba gear. How do the Moken do this? They constrict their pupils by 22 percent. The brain orders the body to adapt to suite its needs. Another example of neuroplasticity has been found in London taxi drivers. A cab driver's hippocampus -- the part of the brain that holds spatial representation capacity -- is measurably larger than that of a bus driver. [from Neuroplasticity: You Can Teach An Old Brain New Tricks ]As children we have lots of free time and our brain is really quick to grasp new skills and ideas. To make signNow changes to the brain as grown ups one needs to exercise it regularly and focus on really specific tasks like learning to play the guitar or solve spatial puzzles. Because of the constraints of being social and other reasons, people miss out on this. It has been observed that spiritual leaders and prisoners of war have been able to develop extra-cognitive skills simply because of the immense amount of time they put in meditation, mental exercises and thought experiments. Plasticity can also be observed in the brains of bilinguals (Mechelli et al., 2004). It looks like learning a second language is associated with structural changes in the brain: the left inferior parietal cortex is larger in bilingual brains than in monolingual brains.I'll end with some interesting bits from The Brain that Changes ItselfLearning and brain exercises slow age-related mental declines. For example, education necessitates extra branches among neurons to accommodate the new information; new branching increases the volume and thickness of the brain that would otherwise decline with age.Physical exercise promotes the creation of new neurons in the brain. Yet another reason to start that walking program.Specifically designed brain exercises have been shown to improve brain function in children and adults with learning disabilities.The brain undergoes measurable, physical changes as we think. Computer technology can now use these measurements and changes to allow paralyzed people to moves objects with their thoughts.Researchers at UCSD have used imagination and illusion to restructure brain maps and ‘trick” the brain into managing phantom pain and some forms of chronic pain.Performance can be improved through visualization because action and imagination can activate the same parts of the brain. People have learned to play the piano or achieve greater results in athletic endeavors through mental practice. Is it time to visualize eating a nice salad?[from Neuroplasticity Research Shows “Old Dogs” Can Learn New Tricks!]
How do I prepare for CS executive exam so as to grab a Rank?Dear friend,I have cleared CS without ranks but i have friends who have cleared CS with ranks. On that basis, you may follow the following strategy which was shared by them.Start Preparation for your exams as early as possibleStart with at least 4–6 hours in initial stage and then extend the time to 10–12 hoursGive first preference to study materialUse practice manuals and guideline answerIn ICSI exams presentation of answers is a important factor. You can use guideline answers to get an understanding about the method of presenting your answers.Practice mock exams during your revisionRevision is key to high marks, schedule your time table in a manner that you can do at least two revision.Avoid/reduce using social mediaDo meditation/yoga/exercises regularlyBest wishes for your GOAL!
Do military members have to pay any fee for leave or fiancee forms?NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative. You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions: How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... > Answers to frequently asked questions: - Soldiers and their loved ones are not charged money so that the Soldier can go on leave. - Soldiers are not charged money for secure communications or leave. - Soldiers do not need permission to get married. - Soldiers emails are in this format: email@example.com < Caution-mailto: firstname.lastname@example.org > anything ending in .us or .com is not an official email account. - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses. - Military aircraft are not used to transport Privately Owned Vehicles. - Army financial offices are not used to help Soldiers buy or sell items of any kind. - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops. - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country. Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you. We would urge you to immediately cease all contact with this individual. For more information on avoiding online scams and to report this crime, please see the following sites and articles: This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/> CID advises vigilance against 'romance scams,' scammers impersonating Soldiers Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 > FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx> U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...> DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...> Use caution with social networking Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...> Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >. The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056. If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not. If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is: Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357 In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately. Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)
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Does Banner Health accept Humana insurance?Humana Inc. has signed a deal with Banner Health Network for the Louisville, Ken.-based insurance company's Medicare Advantage plan members in Arizona. ... Humana's Medicare Advantage enrollees will have access to Banner's 2,600 physicians, 13 Valley hospitals and a variety of other clinical services.
How many Aetna plans are there?Aetna health care network facts: Our network stretches across the country and across much of the globe: About 1.2 million health care professionals. Over 700,000 primary care doctors and specialists. Over 5,700 hospitals.
Does Banner Health accept Aetna?Banner is one of the largest nonprofit health care systems in the U.S. Coverage is effective January 2017. Plans to expand statewide are planned in the future. The joint venture aims to build upon the success of the Aetna-Banner accountable care organization (ACO), \u201cAetna Whole Health \u2014 Banner Health Network.\u201d
What is Banner Aetna?Banner|Aetna is focused on helping you and your family get the health care you deserve. We're fixing the issues you may have faced in the health care system by: Aiming to lower costs. Offering you access to an integrated network of health care professionals.
What is Banner Health Network?Banner Health Network is an integrated network for Medicare and private health plans. It is comprised of 3,000 Banner Health-affiliated physicians and advanced practice providers, 15 Phoenix-area Banner Health hospitals and a variety of other medical facilities.