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Follows Year Elective Deferral Limit 11 500 The Internal Revenue Service IRS will increase this limit from time to time to reflect cost-of-living increases. Article VIII. Article VIII and any that follow it may incorporate additional provisions that are agreed to by the Participant and Custodian to complete the agreement. F. No Life Insurance or Collectibles Pursuant to the IRC no assets of any SIMPLE IRA may be invested in life insurance contracts or collectibles within the meaning of Section...
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Music hi I'm Michael Ruler I'm a certified financial planner on the managing partner Greenwich Financial Group, and today I'll be going over simply array plans with you so simple IRA plans are type of employed sponsor plan we see these plans use a lot and smaller companies a lot of scenarios are that's a startup company and the owners are telling us that hey I just want to put a plan in place for my employees I'm still socking money in the business, but I just want to get something in place simple I race tend to work in that scenario because they're a lot lower costs and 401k plans and allows employees to contribute out of their own pay, and it gives them a little of an employer contribution the other scenario is the employer just says you know what that I even though the simple IRA contribution limits are lower than 401ks that's enough for me, and they've got something a place for my employees, and it's lower cost, so there's a number of situations where they simple I raise make a lot

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