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Get And Sign Uniform Disclosure June 2009-2021

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Instructions and help about form aoc cv 405

hi this is James barn for the ST OBC mortgage and today we'll be talking about the uniform residential loan application commonly known as the 1003 I'd like to go through parts of the applications that are not obvious and tell you some of the underwriting guidelines that go along with it so make sure you understand what we're going to be asking for and why and then when you get to do the loan application online you will have a much further understanding of what we need to get from you so let's skip through the first part most of the stuff is pretty obvious a loan amount interest rate things like that now let's talk about some things that might not be so obvious to you for instance title will be held in what name typically you want to use your first name your middle initial in your last name and your spouse's name or your partner's name and then if you're going to be having a non purchasing spousal where someone who's an on occupied Khobar like a father or mother can assign with you they

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