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T Rowe Price Hardship Withdrawal Form

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401ks made sense when tax rates were coming down you know you you get a tax deduction up here it gross tax deferred and you retire and you pay tax down here but we know taxes are going to have to go up so how much sense does it make to take money out of your check today defer that baby though taxes go up to 50 60 then i'm gonna take it out and pay that doesn't make any sense so what i tell people is say does your company have a 401k yes does it have a match yes explain the match well if i put in four percent they match with four percent okay good i do that that's 100 rate of return but above the match i wouldn't put in my 401k anymore i would put that into cash value life insurance because i want to be in control i want to have tax free income and retirement and that 401k and that ira those are going to be like chains around people's necks they're going to regret that they put as much money in those products as they did

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