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welcome to the Thrift Savings Plan the largest 401k type plan in the world here are a few things you should know about it as a brand new civilian employee you're automatically enrolled in the TSP and 3% of your basic pay is contributed to your TSP account each pay period these contributions are invested in an age-appropriate lifecycle fund our lifecycle or L funds provide a mix of everything from short-term u.s. securities to index funds that are made up of domestic and international stocks the L funds are invested based on the future date at which you expect to start withdrawing their money and similar funds are common in most 401k plans but you need more than a strategic investment mix to get you to a comfortable retirement you also have to contribute enough money to your TSP on top of your salary your agency will also contribute up to five percent of your paid to your TSP account with each paycheck but you only get the full amount if you contribute at least five percent every pay pe

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