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good day and welcome to W Berkeley corporation's third quarter 2024 earnings conference call today's conference call is being recorded the speaker remarks may contain forward-looking statements some of the forward-looking statements can be identified by the use of forward-looking words including without limitation believes expects or estimates we caution you that such forward-looking statements should not be regarded as a representation by us that the future plans estimates or expectations contemplated by us will in fact be achieved please refer please refer to our annual report on form 10K for the year ended December 31st 2023 and our other filings made with the SEC for a description of the business environment in which we operate and the import factors that may materially affect our results WR Berkeley Corporation is not under any obligation and expressly disclaims any such obligation to update or alter its forward-looking statements whether as a result of new informa

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